Retirement plan
DELTA 401(K) RETIREMENT PLAN FOR SUBSIDIARIES
DELTA AIR LINES, INC.EIN 58-0218548Plan #020PY 2023
1030 DELTA BOULEVARD, DEPARTMENT 216 - ATLANTA, GA 30354404-715-2600deltaairlines.sharepoint.com/sites/deltanetLinkedIn51-200 employeeslogistics and supply chain
Other plans on this EIN
10 filingsProspect flagsNo flags tripped
Filing contacts
From the Form 5500, federal recordPlan administrator signer
KELLEY ELLIOTT
Signed 10/09/2024
Plan administrator entity
ADMINISTRATIVE COMMITTEE OF DELTA AIR LINES, INC.
EIN 581282408
Summary metrics
Total assets (EOY)
$94.8M
+0.9% from 2018
Total participants
1,385
-6.4% from 2018
Average account balance
$74,036
+9.0% from 2018
Annual return
23.40%
+24.78 pp from 2018
Benchmarks
Peer group
Industry48 - Transportation and Warehousing
Plan typeDefined contribution
Participants1,000-4,999
Cohort268 peers
Snapshot2023
75
Participant deferral / active EE
$7,803
median $3,494
75
Employer contribution / active EE
$3,557
median $1,374
55
Participation rate
89.9%
median 83.9%
72
Avg account balance
$74,036
median $42,202
73
Admin fee / account holder
$50
median $86
86
Annual return
23.40%
median 17.86%
Overall peer rank
73of 100
73rd percentileavg across 6 metrics
Analytics
2017 - 2024
Total assets (EOY)
Plan-year ending balance
$114.51M
Average account balance
Total assets / participants with a balance (line 6g)
$84K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
1,368
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
91.5%
Contributions (total)
Employer and participant dollars contributed each year
$12.87M
Contributions per participant
Average employer and participant contribution per enrolled participant
$12K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+20.23%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$45
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
- Mutual / pooled
- Stocks
- Bonds
- Cash
- Real estate
- Loans
Service providers
Top 3 by compensation
| Provider | Service type | Compensation |
|---|---|---|
BDO USA, P.C.2 years Service code 10 · EIN 13-5381590 | Accounting | $23,164 |
FINANCIAL ENGINES7+ years Service code 27 · EIN 77-0473565 | Advisory (Plan) | $20,560 |
Service code 15 · EIN 04-2647786 | Recordkeeping | $15,476 |
Top hat statement on fileNQDC
Filed November 26, 2025 (most recent of 4 filings on file)
Plan administrator
Plans declared (1)
- Delta Air Lines, Inc. Nonqualified Deferred Compensation Plan for Pilots740 emp
Plan features & details
Pension benefit codes2E2F2G2J2K2R2T3H
Plan features
- 2EProfit-sharingProfit-sharing plan.
- 2FERISA section 404(c) planThis plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
- 2GTotal participant-directed account planParticipants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
- 2JCode section 401(k) featureCash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
- 2KCode section 401(m) arrangementEmployee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
- 2RParticipant-directed brokerage accountsParticipant-directed brokerage accounts provided as an investment option under the plan.
- 2TDefault investment accountTotal or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
- 3HControlled group memberPlan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).
Opportunity flags
0 tripped
No flags tripped for this filing year. This plan looks clean.
Expense breakdown
Schedule H Part II
Admin total
$64K
$62 / participant
- Recordkeeping$15K24.3%
- Investment mgmt$25K39.3%
- Other / not subdivided$23K36.4%
% of EOY assets
0.067%
all-in expense ratio
Categories reported
2 / 9
subdivided buckets used
Audit opinion
Schedule H Part III
Unqualified opinion
Auditor signed off without reservation - the cleanest possible opinion.
- Auditor firm
- BDO USA, P.C.
- Auditor EIN
- 135381590
- Audit fees
- $23,164
- Opinion code
- Unqualified