Retirement plan

FINRA EMPLOYEES RETIREMENT PLAN

FINRAEIN 53-0088710Plan #001PY 2022
1735 K ST NW - WASHINGTON, DC 200061506301-590-6500finra.orgLinkedIn1001-5000 employeesfinancial services
Other plans on this EIN
1 filing
Prospect flagsLow returns

Filing contacts

From the Form 5500, federal record
Plan sponsor & administrator signer
JENNIFER KEATING
Signed 10/12/2023
(301) 590-6500
Plan administrator entity
FINRA PENSION/401(K) PLAN COMMITTEE
EIN 521087606
FINRA, 1735 K ST NW · WASHINGTON, DC 200061506

Summary metrics

Total assets (EOY)
$479.3M
-11.8% from 2016
Total participants
2,351
+2.3% from 2016
Average account balance
$0
No prior year
Annual return
-22.68%
-7.74 pp from 2016

Benchmarks

Peer group
Industryany (size+type match)
Plan typeDefined benefit
Participants1,000-4,999
Cohort875 peers
Snapshot2022
Participant deferral / active EE
$0
median $89
Employer contribution / active EE
$13,690
median $9,495
Participation rate
0.0%
median 0.0%
Avg account balance
$0
median $2,456,633
Admin fee / account holder
$0
median $14,884
Annual return
-22.68%
median -14.80%
Overall peer rank
28th percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$534.96M
Average account balance
Total assets / participants with a balance (line 6g)
$237K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
1,189
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
$20.00M
Contributions per participant
Average employer and participant contribution per enrolled participant
$19K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+3.83%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 7 by compensation
ProviderService typeCompensation
Service code 11 · EIN 22-2232264
Actuarial
$381,729
Service code 28 · EIN 33-0629048
Investment Management
$236,401
Service code 51 · EIN 04-2755549
Investment Mgmt Fees
$190,218
Service code 27 · EIN 36-3109431
Advisory (Plan)
$178,938
Service code 28 · EIN 04-3304963
Investment Management
$164,930
Service code 21 · EIN 94-3112180
Bank Trustee
$116,400
Service code 18 · EIN 13-5160382
Trustee (bank, trust company, or simi...
$75,620

Enrolled actuary

1 attachment
SB

MARGARET C. SONDUCK

AON CONSULTING, INC.
Enrollment #2307439
2001 K STREET NW, SUITE 625 NORTH
WASHINGTON, DC 20006
(202) 429-8554
Signed 2023-08-23

Top hat statement on fileNQDC

Filed August 6, 2024 (most recent of 5 filings on file)

Plans declared (2)

  • FINRA 457(b) DEFERRED COMPENSATION PLAN163 emp
  • FINRA SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN2 emp

Total covered: 165 employees

Plan features & details

Pension benefit codes1A
Plan features
  • 1A
    Benefits are primarily pay related
    Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).

Opportunity flags

1 tripped
  • OpportunityLow returns

    Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II
Admin total
$1.3M
$984 / participant
  • Investment mgmt$580K46.4%
  • Other / not subdivided$670K53.6%
% of EOY assets
0.261%
all-in expense ratio
Categories reported
1 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
ERNST & YOUNG LLP
Auditor EIN
346565596
Audit fees
(not subdivided)
Opinion code
Unqualified