PlanOptica
Retirement plan

SOUTHCOAST COMMERCIAL SAFE HARBOR 401(K) PLAN

SOUTHCOAST COMMERCIAL, INC.EIN 43-0345811Plan #001PY 2015
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3405 KENYON STREET, SUITE 411 - SAN DIEGO, CA 921105007619-226-6011LinkedIn10001+ employeesinvestment banking
Prospect flagsHigh feesLow assets / participant

Filing contacts

From the Form 5500, federal record
Plan sponsor & administrator signer
BRIAN
Signed 10/17/2016
(619) 226-6011
How to read this page

Summary metrics

Total assets (EOY)
$78K
-100.0% from 2016
Total participants
10
-100.0% from 2016
Average account balance
$7,760
-93.7% from 2016
Annual return
1.09%
-7.98 pp from 2016

Benchmarks

See 11,985 peers
Peer group
Industry53 - Real Estate and Rental and Leasing
Plan typeDefined contribution
Participants<25
Cohort11,985 peers
Snapshot2015
Participant deferral / active EE
$5,575
median $3,651
Employer contribution / active EE
$3,034
median $1,755
Participation rate
100.0%
median 100.0%
Avg account balance
$7,760
median $66,337
Admin fee / account holder
$414
median $296
Annual return
1.09%
median -1.21%
Overall peer rank
45th percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$12.37B
Average account balance
Total assets / participants with a balance (line 6g)
$220K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
56,268
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
95.8%
Contributions (total)
Employer and participant dollars contributed each year
$999.19M
Contributions per participant
Average employer and participant contribution per enrolled participant
$20K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+15.70%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$22
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Providers data not reported
Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Top hat statement on fileNQDC

Filed October 18, 2004

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Open the filing PDF

Plan features & details

Pension benefit codes2E2J2K2R3D
Plan features
  • 2E
    Profit-sharing
    Profit-sharing plan.
  • 2J
    Code section 401(k) feature
    Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
  • 2K
    Code section 401(m) arrangement
    Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
  • 2R
    Participant-directed brokerage accounts
    Participant-directed brokerage accounts provided as an investment option under the plan.
  • 3D
    Pre-approved pension plan
    A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped
  • OpportunityHigh fees

    Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

  • OpportunityLow assets / participant

    Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II
Admin total
$4K
$689 / participant
  • Other / not subdivided$4K100.0%
% of EOY assets
5.330%
all-in expense ratio
Categories reported
0 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
No opinion code on file for this filing.
Auditor firm
(not reported)
Auditor EIN
-
Audit fees
(not subdivided)
Opinion code
-