Retirement plan

THE CLEVELAND CLINIC FOUNDATION CASH BALANCE PLAN

THE CLEVELAND CLINIC FOUNDATIONEIN 34-0714585Plan #003PY 2023
9500 EUCLID AVENUE, AC-244 - CLEVELAND, OH 44195216-448-0801LinkedIn1-10 employeesmedical practice
Prospect flagsNo flags tripped

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(216) 448-0801
Plan administrator signer
TIMOTHY LONGVILLE
Signed 10/07/2024

Summary metrics

Total assets (EOY)
$1409.8M
-8.3% from 2016
Total participants
6,368
-3.0% from 2016
Average account balance
$226,477
-5.5% from 2016
Annual return
18.65%
-6.03 pp from 2016

Benchmarks

Peer group
Industry62 - Health Care and Social Assistance
Plan typeDefined contribution
Participants1,000-4,999
Cohort1,405 peers
Snapshot2023
Participant deferral / active EE
$0
median $2,651
Employer contribution / active EE
$16,390
median $1,054
Participation rate
97.1%
median 74.5%
Avg account balance
$226,477
median $34,814
Admin fee / account holder
$242
median $88
Annual return
18.65%
median 17.96%
Overall peer rank
67th percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$1.62B
Average account balance
Total assets / participants with a balance (line 6g)
$254K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
6,386
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
97.4%
Contributions (total)
Employer and participant dollars contributed each year
$87.94M
Contributions per participant
Average employer and participant contribution per enrolled participant
$17K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+14.91%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$262
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Providers data not reported
Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Top hat statement on fileNQDC

Filed December 23, 1992

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Plan features & details

Pension benefit codes2C2F2G2R3H
Plan features
  • 2C
    Money purchase plan
    Money purchase pension plan other than a target benefit plan.
  • 2F
    ERISA section 404(c) plan
    This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
  • 2G
    Total participant-directed account plan
    Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • 2R
    Participant-directed brokerage accounts
    Participant-directed brokerage accounts provided as an investment option under the plan.
  • 3H
    Controlled group member
    Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped
No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II
Admin total
$1.5M
$304 / participant
  • Recordkeeping$154K10.2%
  • Investment mgmt$1M87.1%
  • Actuarial$24K1.6%
  • Other / not subdivided$16K1.1%
% of EOY assets
0.107%
all-in expense ratio
Categories reported
3 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
CBIZ CPAS P.C.
Auditor EIN
431947695
Audit fees
$16,485
Opinion code
Unqualified