Retirement plan

PEPCO HOLDINGS, INC. RETIREMENT PLAN

EXELON CORPORATIONEIN 23-2990190Plan #022PY 2016
10 S. DEARBORN ST., 50TH FLOOR - CHICAGO, IL 60603312-394-2819exeloncorp.comLinkedIn10001+ employeesutilities
Prospect flagsHigh retiree %Low returns

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(312) 394-2819
Plan administrator signer
WILLIAM BERGMAN
Signed 10/13/2017

Summary metrics

Total assets (EOY)
$2181.9M
-10.0% from 2017
Total participants
11,689
-1.0% from 2017
Average account balance
$0
No prior year
Annual return
0.55%
-15.27 pp from 2017

Benchmarks

Peer group
Industry22 - Utilities
Plan typeDefined benefit
Participants1,000-4,999
Cohort52 peers
Snapshot2016
Participant deferral / active EE
$0
median $19
Employer contribution / active EE
$26,327
median $13,083
Participation rate
0.0%
median 0.0%
Avg account balance
$0
median $381,942,733
Admin fee / account holder
$0
median $2,655,710
Annual return
0.55%
median 7.55%
Overall peer rank
39th percentileavg across 6 metrics

Analytics

2016 - 2024
Total assets (EOY)
Plan-year ending balance
$1.87B
Average account balance
Total assets / participants with a balance (line 6g)
$185K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
7,106
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
$32.50M
Contributions per participant
Average employer and participant contribution per enrolled participant
$11K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+1.27%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 10 of 21 by compensation
ProviderService typeCompensation
Service code 27 · EIN 94-3385113
Advisory (Plan)
$580,970
Service code 27 · EIN 27-0684167
Advisory (Plan)
$485,880
Service code 27 · EIN 75-2403190
Advisory (Plan)
$455,353
AON HEWITT1+ years
Service code 15 · EIN 22-2232264
Recordkeeping
$310,793
Service code 27 · EIN 22-2540245
Advisory (Plan)
$281,989
Service code 27 · EIN 13-2807845
Advisory (Plan)
$276,955
Service code 27 · EIN 13-3220717
Advisory (Plan)
$218,212
Service code 27 · EIN 33-0629048
Advisory (Plan)
$217,776
Service code 19 · EIN 36-1561860
Securities Custodian
$214,941
Service code 11 · EIN 53-0181291
Actuarial
$194,014

Enrolled actuary

1 attachment
SB

JUDY M. KRUSE

TOWERS WATSON DELAWARE, INC.
Enrollment #1705907
233 SOUTH WACKER DRIVE, SUITE 1800
CHICAGO, IL 60606
(312) 525-2500
Signed 2017-10-10

Plan features & details

Pension benefit codes1A1B1C
Plan features
  • 1A
    Benefits are primarily pay related
    Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
  • 1B
    Benefits are primarily flat dollar
    Benefits are primarily a flat dollar amount (including a dollar amount per year of service).
  • 1C
    Cash balance or similar plan
    A cash balance formula in a defined benefit plan that expresses the accrued benefit in terms more common to a defined contribution plan such as a hypothetical account balance or single sum amount (includes personal account plan pension equity plan life cycle plan and cash account plan).

Opportunity flags

2 tripped
  • OpportunityLow returns

    Annual investment return is in the bottom quintile of the peer cohort.

  • InformationalHigh retiree %

    Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II
Admin total
$5.5M
$1206 / participant
  • Investment mgmt$3M49.8%
  • Contract admin$20K0.4%
  • Other / not subdivided$3M49.9%
% of EOY assets
0.252%
all-in expense ratio
Categories reported
2 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
WASHINGTON, PITTMAN & MCKEEVER, LLC
Auditor EIN
364189747
Audit fees
(not subdivided)
Opinion code
Unqualified