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Retirement plan

MORGAN STANLEY EMPLOYEES RETIREMENT PLAN

MORGAN STANLEY DOMESTIC HOLDINGS, INC.EIN 20-8764829Plan #001PY 2022
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750 SEVENTH AVENUE - NEW YORK, NY 10019212-761-4550
Other plans on this EIN
1 filing
#003Retirement-$16.42B assets
Prospect flagsHigh retiree %Low returns

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
ADAM KUDELKA
Signed 10/09/2023
(212) 761-4550
Plan administrator signer
JENNIFER CACCIATORE
Signed 10/10/2023
Plan administrator entity
MORGAN STANLEY
EIN 810663617
(212) 762-2792
How to read this page

Summary metrics

Total assets (EOY)
$2166.4M
+2.4% from 2016
Total participants
24,522
+3.8% from 2016
Average account balance
$0
No prior year
Annual return
-26.78%
-4.43 pp from 2016

Benchmarks

See 169 peers
Peer group
Industryany (size+type match)
Plan typeDefined benefit
Participants5,000-9,999
Cohort169 peers
Snapshot2022
Participant deferral / active EE
$0
median $38
Employer contribution / active EE
$6,877
median $6,355
Participation rate
0.0%
median 0.0%
Avg account balance
$0
Admin fee / account holder
$0
Annual return
-26.78%
median -14.53%
Overall peer rank
21st percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$2.04B
Average account balance
Total assets / participants with a balance (line 6g)
$86K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
18,117
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
$142.00M
Contributions per participant
Average employer and participant contribution per enrolled participant
$25K
Not enough data
2 years with per-participant contribution data
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
-5.27%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 7 by compensation
ProviderService typeCompensation
ALIGHT SOLUTIONS LLC6 years
Service code 15 · EIN 82-1061233
Recordkeeping
$1,622,372
NISA INVESTMENT ADVISORS, LLC8+ years
Service code 28 · EIN 48-1140940
Investment Management
$988,602
BLACKROCK INSTITUTIONAL TRUST CO.1 year
Service code 28 · EIN 94-3112180
Investment Management
$771,431
THE NORTHERN TRUST COMPANY8+ years
Service code 21 · EIN 36-1561860
Bank Trustee
$351,172
MERCER INVESTMENTS LLC4 years
Service code 27 · EIN 36-2668272
Advisory (Plan)
$95,000
AON CONSULTING, INC.4 years
Service code 11 · EIN 22-2232264
Actuarial
$63,900
AON CONSULTING GROUP1 year
Service code 16 · EIN 23-2293237
Consulting
$13,666

Enrolled actuary

1 attachment
SB

MATTHEW L. BOND

AON CONSULTING, INC.
Enrollment #2307596
MERRITT 7 CORPORATE PARK
BUILDING 201
NORWALK, CT 06851
(203) 505-5609
Signed 2023-09-14

Plan features & details

Pension benefit codes1A1I3F3H
Plan features
  • 1A
    Benefits are primarily pay related
    Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
  • 1I
    Frozen plan
    As of the last day of the plan year the plan provides that no participant will get any new benefit accrual whether because of service or compensation.
  • 3F
    Leased employees
    Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.
  • 3H
    Controlled group member
    Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped
  • OpportunityLow returns

    Annual investment return is in the bottom quintile of the peer cohort.

  • InformationalHigh retiree %

    Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II
Admin total
$5.8M
$879 / participant
  • Investment mgmt$1M18.5%
  • Other / not subdivided$5M81.5%
% of EOY assets
0.265%
all-in expense ratio
Categories reported
1 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
DELOITTE & TOUCHE LLP
Auditor EIN
133891517
Audit fees
(not subdivided)
Opinion code
Unqualified