PlanOptica
Retirement plan

MORGAN STANLEY EMPLOYEES RETIREMENT PLAN

MORGAN STANLEY DOMESTIC HOLDINGS, LLCEIN 20-8764829Plan #001PY 2024
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750 SEVENTH AVENUE - NEW YORK, NY 10019212-762-2591
Other plans on this EIN
1 filing
#003Retirement-$22.18B assets
Prospect flagsHigh retiree %Low returns

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
MARK BEACHAM
Signed 10/10/2025
(212) 762-2591
Plan administrator signer
JENNIFER CACCIATORE
Signed 10/10/2025
Plan administrator entity
MORGAN STANLEY
EIN 810663617
(212) 762-2792
How to read this page

Summary metrics

Total assets (EOY)
$2035.3M
+2.4% from 2016
Total participants
23,726
+3.8% from 2016
Average account balance
$0
No prior year
Annual return
-5.27%
-4.43 pp from 2016

Benchmarks

See 186 peers
Peer group
Industryany (size+type match)
Plan typeDefined benefit
Participants5,000-9,999
Cohort186 peers
Snapshot2024
Participant deferral / active EE
$0
median $247
Employer contribution / active EE
$25,316
median $6,320
Participation rate
0.0%
median 0.0%
Avg account balance
$0
Admin fee / account holder
$0
Annual return
-5.27%
median 6.71%
Overall peer rank
34th percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$2.04B
Average account balance
Total assets / participants with a balance (line 6g)
$86K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
18,117
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
$142.00M
Contributions per participant
Average employer and participant contribution per enrolled participant
$25K
Not enough data
2 years with per-participant contribution data
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
-5.27%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 7 by compensation
ProviderService typeCompensation
ALIGHT SOLUTIONS LLC8 years
Service code 15 · EIN 82-1061233
Recordkeeping
$1,829,512
BLACKROCK INSTITUTIONAL TRUST CO.3 years
Service code 28 · EIN 94-3112180
Investment Management
$664,258
NISA INVESTMENT ADVISORS, LLC10+ years
Service code 28 · EIN 48-1140940
Investment Management
$628,395
THE NORTHERN TRUST COMPANY10+ years
Service code 21 · EIN 36-1561860
Bank Trustee
$341,903
MERCER INVESTMENTS LLC6 years
Service code 27 · EIN 36-2668272
Advisory (Plan)
$288,017
AON CONSULTING, INC.6 years
Service code 11 · EIN 22-2232264
Actuarial
$109,465
DELOITTE & TOUCHE, LLP2 years
Service code 10 · EIN 13-3891517
Accounting
$85,000

Enrolled actuary

1 attachment
SB

MATTHEW L. BOND

AON CONSULTING, INC.
Enrollment #2307596
AON - MSC #17834
P.O. BOX 7505
FORT WASHINGTON, PA 19034
(203) 505-5609
Signed 2025-09-22

Plan features & details

Pension benefit codes1A1I3F3H
Plan features
  • 1A
    Benefits are primarily pay related
    Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
  • 1I
    Frozen plan
    As of the last day of the plan year the plan provides that no participant will get any new benefit accrual whether because of service or compensation.
  • 3F
    Leased employees
    Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.
  • 3H
    Controlled group member
    Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped
  • OpportunityLow returns

    Annual investment return is in the bottom quintile of the peer cohort.

  • InformationalHigh retiree %

    Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II
Admin total
$6.7M
$1195 / participant
  • Recordkeeping$1M21.4%
  • Trustee / custodial$342K5.1%
  • Investment mgmt$2M27.8%
  • Actuarial$294K4.4%
  • Other / not subdivided$3M41.3%
% of EOY assets
0.329%
all-in expense ratio
Categories reported
4 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
DELOITTE & TOUCHE LLP
Auditor EIN
133891517
Audit fees
$85,000
Opinion code
Unqualified