Retirement plan

CAPITAL ACCUMULATION PLAN OF THE CHUBB CORPORATION

THE CHUBB CORPORATIONEIN 13-2595722Plan #002PY 2015
15 MOUNTAINVIEW ROAD, E090 - WARREN, NJ 07059908-903-2231LinkedIn5001-10000 employeesinsurance
Other plans on this EIN
1 filing
Prospect flagsHigh cashHigh assets / participantCorrective distributions

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(908) 903-2231
Plan administrator signer
CAROLYN KENNEDY
Signed 10/14/2016
Plan administrator entity
EMPLOYEE BENEFITS COMMITTEE OF THE CHUBB CORPORATION
EIN 263532740

Summary metrics

Total assets (EOY)
$2583.4M
+272.5% from 2016
Total participants
10,283
+428.1% from 2016
Average account balance
$254,344
-30.1% from 2016
Annual return
7.38%
+7.02 pp from 2016

Benchmarks

Peer group
Industry52 - Finance and Insurance
Plan typeDefined contribution
Participants5,000-9,999
Cohort73 peers
Snapshot2015
Participant deferral / active EE
$8,831
median $4,996
Employer contribution / active EE
$4,168
median $2,308
Participation rate
98.3%
median 91.9%
Avg account balance
$254,344
median $68,709
Admin fee / account holder
$81
median $33
Annual return
7.38%
median 0.94%
Overall peer rank
72nd percentileavg across 6 metrics

Analytics

2015 - 2017
Total assets (EOY)
Plan-year ending balance
$0
Average account balance
Total assets / participants with a balance (line 6g)
$364K
Not enough data
2 years with per-participant data
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
1,907
Not enough data
2 years with headcount on file
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
25.9%
Not enough data
2 years with eligibility data
Contributions (total)
Employer and participant dollars contributed each year
$13K
Not enough data
2 years with contributions on file
Contributions per participant
Average employer and participant contribution per enrolled participant
$248
Not enough data
2 years with per-participant contribution data
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+11.89%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
Not enough data
2 years with F_SCH_H allocation on file

Service providers

Top 1 by compensation
ProviderService typeCompensation
Service code 50 · EIN 04-2647786
Direct Payment
$820,000

Top hat statement on fileNQDC

Filed February 1, 1999 (most recent of 2 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Plan features & details

Pension benefit codes2E2F2H2J2K2O2S2T
Plan features
  • 2E
    Profit-sharing
    Profit-sharing plan.
  • 2F
    ERISA section 404(c) plan
    This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
  • 2H
    Partial participant-directed account plan
    Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • 2J
    Code section 401(k) feature
    Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
  • 2K
    Code section 401(m) arrangement
    Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
  • 2O
    ESOP other than a leveraged ESOP
    Employee stock ownership plan that is not leveraged.
  • 2S
    Automatic enrollment
    Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
  • 2T
    Default investment account
    Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

3 tripped
  • OpportunityHigh cash

    More than 10% of assets are held in cash - possible menu-design or default-fund problem.

  • ComplianceCorrective distributions

    Plan reported corrective distributions (failed ADP/ACP testing).

  • InformationalHigh assets / participant

    Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II
Admin total
$820K
$111 / participant
  • Other / not subdivided$820K100.0%
% of EOY assets
0.032%
all-in expense ratio
Categories reported
0 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
WEISERMAZARS LLP
Auditor EIN
131459550
Audit fees
(not subdivided)
Opinion code
Unqualified