PlanOptica
Retirement plan

AMERICAN AIRLINES, INC. 401(K) PLAN FOR PILOTS

AMERICAN AIRLINES, INC. - RETIREMENTEIN 13-1502798Plan #022PY 2024
Sign in to saveView 5500 PDF
MAIL DROP 8A209, 1 SKYVIEW DR. - FORT WORTH, TX 76155682-278-0466LinkedIn10001+ employeesairlines/aviation
Other plans on this EIN
8 filings
#013Retirement-$16.19B assets#006Retirement-$4.26B assets#001Retirement-$2.71B assets#002Retirement-$2.66B assets#008Retirement-$2.55B assets#003Retirement-$5.3M assets#011Retirement-$5.0M assets#021Retirement-$59K assets
Prospect flagsHigh assets / participantCorrective distributions

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(682) 278-0466
Plan administrator signer
COLE BROWN
Signed 10/13/2025
Plan administrator entity
AMERICAN AIRLINES, INC. - RETIREMENT
EIN 131502798
MAIL DROP 8A208, 1 SKYVIEW DR. ยท FORT WORTH, TX 76155
(800) 447-2000
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Summary metrics

Total assets (EOY)
$11659.9M
-14.6% from 2016
Total participants
18,671
+1.8% from 2016
Average account balance
$633,693
-15.6% from 2016
Annual return
15.47%
-8.78 pp from 2016

Benchmarks

See 51 peers
Peer group
Industry48 - Transportation and Warehousing
Plan typeDefined contribution
Participants>=10,000
Cohort51 peers
Snapshot2024
Participant deferral / active EE
$20,648
median $3,803
Employer contribution / active EE
$41,334
median $1,389
Participation rate
98.3%
median 64.2%
Avg account balance
$633,693
median $77,360
Admin fee / account holder
$114
median $72
Annual return
15.47%
median 14.54%
Overall peer rank
74th percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$11.66B
Average account balance
Total assets / participants with a balance (line 6g)
$634K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
18,400
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
98.3%
Contributions (total)
Employer and participant dollars contributed each year
$979.06M
Contributions per participant
Average employer and participant contribution per enrolled participant
$62K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+15.47%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$114
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 2 by compensation
ProviderService typeCompensation
FINANCIAL ENGINES10+ years
Service code 27 ยท EIN 94-3250323
Advisory (Plan)
$1,570,877
FIDELITY INVESTMENTS INSTITUTIONAL10+ years
Service code 37 ยท EIN 04-2647786
Loan Processing
$827,412

Top hat statement on fileNQDC

Filed October 18, 2004 (most recent of 2 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Open the filing PDF

Plan features & details

Pension benefit codes2G2J2K2T2E2R
Plan features
  • 2E
    Profit-sharing
    Profit-sharing plan.
  • 2G
    Total participant-directed account plan
    Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • 2J
    Code section 401(k) feature
    Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
  • 2K
    Code section 401(m) arrangement
    Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
  • 2R
    Participant-directed brokerage accounts
    Participant-directed brokerage accounts provided as an investment option under the plan.
  • 2T
    Default investment account
    Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped
  • ComplianceCorrective distributions

    Plan reported corrective distributions (failed ADP/ACP testing).

  • InformationalHigh assets / participant

    Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II
Admin total
$2.1M
$133 / participant
  • Recordkeeping$513K24.4%
  • Investment mgmt$2M74.7%
  • Other / not subdivided$20K0.9%
% of EOY assets
0.018%
all-in expense ratio
Categories reported
2 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
CBIZ CPAS PC
Auditor EIN
431947695
Audit fees
$0
Opinion code
Unqualified