PlanOptica
Retirement plan

AMERICAN AIRLINES, INC. 401(K) PLAN

AMERICAN AIRLINES, INC. - RETIREMENTEIN 13-1502798Plan #013PY 2024
Sign in to saveView 5500 PDF
MAIL DROP 8A209, 1 SKYVIEW DR. - FORT WORTH, TX 76155682-278-0466LinkedIn10001+ employeesairlines/aviation
Other plans on this EIN
8 filings
#022Retirement-$11.66B assets#006Retirement-$4.26B assets#001Retirement-$2.71B assets#002Retirement-$2.66B assets#008Retirement-$2.55B assets#003Retirement-$5.3M assets#011Retirement-$5.0M assets#021Retirement-$59K assets
Prospect flagsCorrective distributions

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(682) 278-0466
Plan administrator signer
COLE BROWN
Signed 10/13/2025
Plan administrator entity
AMERICAN AIRLINES, INC. - RETIREMENT
EIN 131502798
MAIL DROP 8A208, 1 SKYVIEW DR. · FORT WORTH, TX 76155
(800) 447-2000
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Summary metrics

Total assets (EOY)
$16193.4M
-22.1% from 2016
Total participants
114,149
-9.7% from 2016
Average account balance
$147,925
-13.7% from 2016
Annual return
12.93%
-48.96 pp from 2016

Benchmarks

See 51 peers
Peer group
Industry48 - Transportation and Warehousing
Plan typeDefined contribution
Participants>=10,000
Cohort51 peers
Snapshot2024
Participant deferral / active EE
$7,653
median $3,803
Employer contribution / active EE
$4,477
median $1,389
Participation rate
95.0%
median 64.2%
Avg account balance
$147,925
median $77,360
Admin fee / account holder
$83
median $72
Annual return
12.93%
median 14.54%
Overall peer rank
64th percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$16.19B
Average account balance
Total assets / participants with a balance (line 6g)
$148K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
109,470
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
95.0%
Contributions (total)
Employer and participant dollars contributed each year
$1.14B
Contributions per participant
Average employer and participant contribution per enrolled participant
$12K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+12.93%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$83
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 2 by compensation
ProviderService typeCompensation
FINANCIAL ENGINES10+ years
Service code 27 · EIN 94-3250323
Advisory (Plan)
$5,521,308
FIDELITY INVESTMENTS INSTITUTIONAL9 years
Service code 37 · EIN 04-2647786
Loan Processing
$3,851,850

Top hat statement on fileNQDC

Filed October 18, 2004 (most recent of 2 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Open the filing PDF

Plan features & details

Pension benefit codes2K2T2E2G2J2R
Plan features
  • 2E
    Profit-sharing
    Profit-sharing plan.
  • 2G
    Total participant-directed account plan
    Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • 2J
    Code section 401(k) feature
    Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
  • 2K
    Code section 401(m) arrangement
    Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
  • 2R
    Participant-directed brokerage accounts
    Participant-directed brokerage accounts provided as an investment option under the plan.
  • 2T
    Default investment account
    Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped
  • ComplianceCorrective distributions

    Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II
Admin total
$9.1M
$97 / participant
  • Recordkeeping$3M37.6%
  • Investment mgmt$6M60.6%
  • Other / not subdivided$161K1.8%
% of EOY assets
0.056%
all-in expense ratio
Categories reported
2 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
CBIZ CPAS PC
Auditor EIN
431947695
Audit fees
$0
Opinion code
Unqualified