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  2. Ridgewood Savings Bank

Filings through Oct 24, 2026.

Sponsor portfolioTH

Ridgewood Savings Bank

EIN 11-1241830-banking-Latest filing 2025
Plans
8
Retirement
2
$315.5M assets
Welfare
6
$1.6M premiums
Participants
3,960
71-02 FOREST AVENUE - RIDGEWOOD, NY 11385718-240-4800ridgewoodbank.comLinkedIn501-1000 employeesbanking
Plans on this EIN
8 filings
#001Traditional DB-$166.5M - 814 part#002401(k)-$149.0M - 833 part#506Mixed-$949K - 49 lives#503Fully insured-$437K - 628 lives#508Fully insured-$178K - 459 lives#509Fully insured-$49K - 104 lives#513Fully insured-$18K - 80 lives#505Fully insured-540 lives+2 more plans

Retirement portfolio analytics

2 plans aggregated / $315.5M assets / 1,647 participants

Assets by plan

Share of aggregate retirement assets

53%top
  • RIDGEWOOD SAVINGS BANK (#001)53%
  • 401 (K) PLAN (#002)47%
Total $315.5MClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
53%top
  • (Not disclosed)53%
  • THE VANGUARD GROUP, INC.47%
Total $315.5MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • 401 (K) PLAN (#002)833
  • RIDGEWOOD SAVINGS BANK (#001)814
Total 1,647Click row to drill in

Benefits portfolio analytics

6 plans / $1.6M premiums / 1,860 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$949K
  • Life$437K
  • Long-term disability$178K
  • Short-term disability$49K
  • Other$18K
Total $1.6M5 rows
See carrier and broker market share with Pro.

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

THE RETIREMENT PLAN OF RIDGEWOOD SAVINGS BANK

Traditional DB

Assets$166.5M
Participants814
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN

401(k)

Assets$149.0M
Participants833
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#506

RIDGEWOOD SAVINGS BANK HEALTHCARE PLAN

Mixed - EMBLEMHEALTH

Premiums$949K
Covered lives49
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503

RIDGEWOOD SAVINGS BANK GROUP LIFE INSURANCE PLAN

Fully insured - HARTFORD LIFE AND ACCIDENT

Premiums$437K
Covered lives628
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#508

RIDGEWOOD SAVINGS BANK LONG TERM DISABILITY PLAN

Fully insured - HARTFORD LIFE AND ACCIDENT

Premiums$178K
Covered lives459
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#509

RIDGEWOOD SAVINGS BANK VOLUNTARY SHORT TERM DISABILITY PLAN

Fully insured - HARTFORD LIFE AND ACCIDENT

Premiums$49K
Covered lives104
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#513

RIDGEWOOD SAVINGS BANK LEGAL SERVICES PLAN

Fully insured - PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD

Premiums$18K
Covered lives80
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#505

TRAVEL ACCIDENT INSURANCE

Fully insured - ACE AMERICAN INSURANCE COMPANY

Premiums$0
Covered lives540
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
001THE RETIREMENT PLAN OF RIDGEWOOD SAVINGS BANKTraditional DB$166.5M8142025
002RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN401(k)$149.0M8332025

Welfare plans6

Plan #NameFundingCarrierPremiumsCoveredLatest year
506RIDGEWOOD SAVINGS BANK HEALTHCARE PLANMixedEMBLEMHEALTH$949K492025
503RIDGEWOOD SAVINGS BANK GROUP LIFE INSURANCE PLANFully insuredHARTFORD LIFE AND ACCIDENT$437K6282025
508RIDGEWOOD SAVINGS BANK LONG TERM DISABILITY PLANFully insuredHARTFORD LIFE AND ACCIDENT$178K4592025
509RIDGEWOOD SAVINGS BANK VOLUNTARY SHORT TERM DISABILITY PLANFully insuredHARTFORD LIFE AND ACCIDENT$49K1042025
513RIDGEWOOD SAVINGS BANK LEGAL SERVICES PLANFully insuredPRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD$18K802025
505TRAVEL ACCIDENT INSURANCEFully insuredACE AMERICAN INSURANCE COMPANY$05402025
Retirement plans
Welfare plans
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