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Sponsor portfolioWelfare / HealthEIN 99-2723507

WBL AUTO COMPANY, LLC DBA APPLE FORD WHITE BEAR LAKE

1493 COUNTY ROAD E EAST · WHITE BEAR LAKE, MN 55110
9529975433
Plans filed
1
Years active
2024–2025
Industry
NAICS 44
Latest filing
2025
Total premiums (latest)
$1.8M
No prior year
Persons covered
195
No prior year
Total participants
202
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #505$1.8M
APPLE FORD WHITE BEAR LAKE HEALTH AND BENEFIT PLAN
Fully insured195 covered·2 carriers
Primary: BLUE CROSS AND BLUE SHIELD OF MINNESOTA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.7M30.6%
Dental$1.7M30.6%
Vision$1.7M30.6%
Life$116K2.1%
Short-term disability$116K2.1%
Long-term disability$116K2.1%
Other$116K2.1%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 410984460
HDV
$1.7M93.6%1171
UNITED OF OMAHA LIFE INSURANCE COMPANY
EIN 470322111
LSTDLTDOth
$116K6.4%11195

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
PHAROS EMPLOYEE BENEFITS INCEAGAN, MNBLUE CROSS AND BLUE SHIELD OF MINNESOTA, UNITED OF OMAHA LIFE INSURANCE COMPANY$77K$2K$79K96.8%1
GALLAGHER BENEFIT SERVICES, INC.FORT WASHINGTON, PAUNITED OF OMAHA LIFE INSURANCE COMPANY$0$3K$3K3.2%1

History & trajectory

2 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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