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Sponsor portfolioWelfare / HealthEIN 99-0115806

FCH ENTERPRISES, INC.

d/b/a ZIPPY'S RESTAURANTS
1765 SOUTH KING STREET · HONOLULU, HI 968262134
8089730880
Plans filed
2
Years active
2016–2025
Industry
NAICS 72
Latest filing
2025
Total premiums (latest)
$6.5M
No prior year
Persons covered
1,771
No prior year
Total participants
2,936
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$6.5M
FCH ENTERPRISES, INC. HEALTH AND WELFARE PLAN
Fully insured1,770 covered·6 carriers
Primary: HMSA
Plan #001$327
ZIPPY'S 401(K) PROFIT SHARING PLAN
Fully insured1 covered·1 carrier
Primary: WEST COAST LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$6.2M32.8%
Vision$6.2M32.8%
Prescription drug$6.2M32.8%
Dental$211K1.1%
Other$29K0.2%
Life$19K0.1%
Long-term disability$18K0.1%

Carrier overview

6 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
HAWAII MEDICAL SERVICE ASSOCIATION
EIN 990107971
HRxDV
$4.5M68.9%13607
KAISER FOUNDATION HEALTH PLAN INC
EIN 941340523
HRxV
$2.0M30.1%11328
RELIANCE STANDARD LIFE INSURANCE COMPANY
EIN 360883760
LLTDOth
$40K0.6%13708
EMPLOYEE NETWORK, INC.
EIN 900154915
Oth
$23K0.4%111,770
HARTFORD LIFE AND ACCIDENT
EIN 060383750
Oth
$2K0.0%11198
PROTECTIVE LIFE INSURANCE COMPANY
EIN 940971150
L
$3270.0%111

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
ATLAS INSURANCE AGENCY, INC.HONOLULU, HIRELIANCE STANDARD LIFE INSURANCE COMPANY, HARTFORD FIRE INSURANCE COMPANY, KAISER FOUNDATION HEALTH PLAN HAWAII, HMSA, HAWAII DENTAL SERVICE$64K$75$64K100.0%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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