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Sponsor portfolioWelfare / HealthEIN 98-0503038

COGSTATE INC.

195 CHURCH STREET · NEW HAVEN, CT 06510
2036662006
Plans filed
2
Years active
2018–2025
Industry
NAICS 54
Latest filing
2025
Total premiums (latest)
$1.4M
No prior year
Persons covered
174
No prior year
Total participants
177
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$1.4M
COGSTATE INC. HEALTH AND WELFARE PLAN
Fully insured174 covered·3 carriers
Primary: AETNA LIFE INSURANCE COMPANY
Plan #502$94K
COGSTATE, INC. LIFE AND DISABILITY PLAN
Fully insured131 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.4M32.9%
Dental$1.4M32.9%
Vision$1.4M32.9%
Other$25K0.6%
Short-term disability$16K0.4%
Long-term disability$15K0.4%
Life$2K0.0%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
AETNA LIFE INSURANCE COMPANY
EIN 066033492
HDV
$1.4M96.1%11174
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 350472300
LSTDLTDOth
$47K3.3%14118
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 042381280
Oth
$8K0.6%1135

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
HP PLANNING LLCNORWALK, CTTHE LINCOLN NATIONAL LIFE INSURANCE COMPANY, UNUM INSURANCE COMPANY, AETNA LIFE INSURANCE COMPANY$12K$103$12K73.9%1
GCG FINANCIAL LLCMELVILLE, NYTHE LINCOLN NATIONAL LIFE INSURANCE COMPANY$0$4K$4K26.1%1

History & trajectory

8 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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