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Sponsor portfolioWelfare / HealthEIN 98-0192728

OPTOS INCORPORATED

500 NICKERSON ROAD, SUITE 201 · MARLBOROUGH, MA 01752
8008543039
Plans filed
1
Years active
2016–2025
Industry
NAICS 33
Latest filing
2025
Total premiums (latest)
$5.4M
No prior year
Persons covered
577
No prior year
Total participants
263
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$5.4M
OPTOS HEALTH AND WELFARE PLAN
Fully insured577 covered·7 carriers
Primary: BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$4.8M44.4%
Prescription drug$4.8M44.4%
Dental$254K2.3%
Other$247K2.3%
Life$227K2.1%
Short-term disability$227K2.1%
Long-term disability$227K2.1%
Vision$35K0.3%

Carrier overview

7 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 041045815
HRx
$4.8M90.0%11560
DELTA DENTAL OF CALIFORNIA
EIN 046143185
D
$254K4.7%11577
PRUDENTIAL INSURANCE COMPANY OF AMERICA
EIN 221211670
LSTDLTDOth
$227K4.2%11263
VISION SERVICE PLAN
EIN 061227840
V
$35K0.6%11233
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
Oth
$11K0.2%1123
METROPOLITAN LIFE INSURANCE COMPANY
EIN 222342710
Oth
$5K0.1%1121
HARTFORD LIFE AND ACCIDENT
EIN 060838648
Oth
$4K0.1%11262

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
RSC INSURANCE BROKERAGE INCBOSTON, MAMETROPOLITAN GENERAL INSURANCE COMPANY, DENTAL SERVICE OF MASSACHUSETTS, INC. DBA DELTA DENTAL OF MA, VISION SERVICE PLAN, UNUM LIFE INSURANCE COMPANY OF AMERICA, BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.$64K$14K$78K52.9%1
RISK STRATEGIES COMPANYBURLINGTON, MAPRUDENTIAL INSURANCE COMPANY OF AMERICA$60K$0$60K40.7%1
ENROLLEASEBURLINGTON, MAMETROPOLITAN GENERAL INSURANCE COMPANY, PRUDENTIAL INSURANCE COMPANY OF AMERICA$9K$0$9K6.4%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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