PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. FNS, INC.

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 95-4542501

FNS, INC.

1545 FRANCISCO STREET · TORRANCE, CA 90501
6616152300
Plans filed
3
Years active
2016–2025
Industry
NAICS 48
Latest filing
2025
Total premiums (latest)
$800K
No prior year
Persons covered
942
No prior year
Total participants
614
No prior year
Plans filed
3
No prior year

Plans under this sponsor

3 plans
Plan #501$800K
FNS, INC. WELFARE BENEFITS PLAN
Mixed942 covered·3 carriers
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #502$180K
FNS, INC. WELFARE BENEFITS PLAN
Fully insured183 covered·1 carrier
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Plan #503$25K
FNS, INC. WELFARE BENEFITS PLAN
Mixed169 covered·1 carrier
Primary: VISION SERVICE PLAN

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Dental$416K28.8%
Life$323K22.4%
Short-term disability$323K22.4%
Long-term disability$323K22.4%
Vision$60K4.1%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
METROPOLITAN LIFE INSURANCE COMPANY
EIN 135581829
D
$416K52.1%11942
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
LSTDLTD
$323K40.4%11585
STARMOUNT LIFE INSURANCE COMPANY
EIN 720977315
V
$60K7.5%11454

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
INSURANCE OFFICE OF AMERICAALTAMONTE SPRINGS, FLSTARMOUNT LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, METROPOLITAN LIFE INSURANCE COMPANY$58K$5K$64K100.0%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica