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Sponsor portfolioWelfare / HealthEIN 95-3874749
HOWARD BUILDING CORPORATION
707 WILSHIRE BOULEVARD, SUITE 3750 · LOS ANGELES, CA 90017
2136831850
- Plans filed
- 5
- Years active
- 2016–2025
- Industry
- NAICS 23
- Latest filing
- 2025
Total premiums (latest)
$2.7M
No prior year
Persons covered
164
No prior year
Total participants
159
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #506$2.7M
HOWARD BUILDING CORPORATION WELFARE BENEFITS PLAN
Mixed164 covered·2 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Plan #502$1.7M
HOWARD BUILDING CORP. HEALTH PLAN
Fully insured86 covered·2 carriers
Primary: CIGNA HEALTHCARE OF CALIFORNIA, INC.
Plan #503$134K
HOWARD BUILDING CORP. DENTAL PLAN
Fully insured300 covered·1 carrier
Primary: DELTA DENTAL OF CALIFORNIA
Plan #504$8K
HOWARD BUILDING CORP. LIFE INSURANCE PLAN
Fully insured159 covered·1 carrier
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA
Plan #505$1K
HOWARD BUILDING CORP. DISABILITY PLAN
Fully insured159 covered·1 carrier
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.6M | 32.5% | |
| Dental | $2.6M | 32.5% | |
| Vision | $2.6M | 32.5% | |
| Life | $97K | 1.2% | |
| Other | $97K | 1.2% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | HDV | $2.6M | 96.5% | 1 | 1 | 156 |
EIN 010278678 | LOth | $97K | 3.5% | 1 | 2 | 164 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC | ATLANTA, GA | UNUM LIFE INSURANCE COMPANY OF AMERICA, CIGNA HEALTH AND LIFE INSURANCE COMPANY | $168K | $2K | $170K | 97.4% | 1 |
| CENTRO BENEFITS RESEARCH LLC | KIRKWOOD, MO | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $4K | $4K | 2.6% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan