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Sponsor portfolioWelfare / HealthEIN 95-1743907

HIGGS, FLETCHER & MACK LLP

401 WEST A STREET, SUITE 2600 · SAN DIEGO, CA 92101
6192361551
Plans filed
1
Years active
2015–2025
Industry
NAICS 54
Latest filing
2025
Total premiums (latest)
$1.8M
No prior year
Persons covered
138
No prior year
Total participants
138
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.8M
HIGGS, FLETCHER & MACK, LLP EMPLOYEE BENEFITS PLAN
Fully insured138 covered·7 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.5M35.0%
Prescription drug$1.5M35.0%
Long-term disability$270K6.2%
Short-term disability$258K5.9%
Other$215K4.9%
Dental$186K4.3%
Vision$186K4.3%
Life$186K4.3%

Carrier overview

7 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
HRx
$1.1M58.3%1160
KAISER FOUNDATION HEALTH PLAN INC
EIN 941340523
HRx
$462K25.3%1150
PRINCIPAL LIFE INSURANCE COMPANY
EIN 420127290
DVLSTDLTDOth
$186K10.2%11129
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
STDLTDOth
$89K4.9%1377
AFLAC
EIN 822723296
Oth
$21K1.2%1115
TELUS HEALTH (US) LTD.
EIN 521883918
Oth
$3K0.2%11138
LIFE INSURANCE COMPANY OF NORTH AMERICA
EIN 231503749
Oth
$3580.0%122

Broker overview

4 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
HUB INTERNATIONAL MIDWEST LIMITEDSAN DIEGO, CACIGNA HEALTH AND LIFE INSURANCE COMPANY, KAISER FOUNDATION HEALTH PLAN INC, UNUM LIFE INSURANCE COMPANY OF AMERICA, PRINCIPAL LIFE INSURANCE COMPANY, LIFE INSURANCE COMPANY OF NORTH AMERICA$64K$10K$74K58.0%1
MARSH & MCLENNAN AGENCY LLCSAN DIEGO, CACIGNA HEALTH AND LIFE INSURANCE COMPANY, KAISER FOUNDATION HEALTH PLAN INC, UNUM LIFE INSURANCE COMPANY OF AMERICA, PRINCIPAL LIFE INSURANCE COMPANY, LIFE INSURANCE COMPANY OF NORTH AMERICA$43K$681$44K34.8%1
VARIOUS - SEE ATTACHEDCOLUMBUS, GAAFLAC$4K$1K$5K4.3%1
GARRY LYNN JOHNSONMEZA, AZPRINCIPAL LIFE INSURANCE COMPANY$0$4K$4K2.9%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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