PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. TLCS, INC.

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 94-2777955

TLCS, INC.

d/b/a HOPE COOPERATIVE
650 HOWE AVENUE · SACRAMENTO, CA 95825
9164410123
Plans filed
1
Years active
2017–2025
Industry
NAICS 81
Latest filing
2025
Total premiums (latest)
$2.4M
No prior year
Persons covered
350
No prior year
Total participants
314
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$2.4M
TLCS, INC. HEALTH & WELFARE PLAN
Fully insured350 covered·8 carriers
Primary: SUTTER HEALTH PLAN

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$2.2M43.8%
Prescription drug$2.2M43.8%
Dental$146K2.9%
Vision$146K2.9%
Other$91K1.8%
Life$86K1.7%
Short-term disability$80K1.6%
Long-term disability$80K1.6%

Carrier overview

7 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
SUTTER HEALTH PLAN
EIN 461183948
HRx
$876K35.8%11118
KAISER FOUNDATION HEALTH PLAN INC
EIN 941340523
HRx
$745K30.4%11111
WESTERN HEALTH ADVANTAGE
EIN 680393304
HRx
$583K23.8%1162
SUN LIFE ASSURANCE COMPANY OF CANADA
EIN 381082080
DV
$146K6.0%11196
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
LSTDLTDOth
$86K3.5%12137
PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD
EIN 731016728
Oth
$6K0.3%1130
COMPSYCH
EIN 363739783
Oth
$6K0.2%11350

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
USI INSURANCE SERVICES LLCRANCHO CORDOVA, CAWESTERN HEALTH ADVANTAGE, UNUM LIFE INSURANCE COMPANY OF AMERICA, KAISER FOUNDATION HEALTH PLAN, INC., SUN LIFE ASSURANCE COMPANY OF CANADA, PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD$126K$7K$133K99.3%1
STEVE BAKERCOCOA BEACH, FLPRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD$905$0$9050.7%1

History & trajectory

9 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica