Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 94-1439553
VALLEY FIRST CREDIT UNION
1005 W ORANGEBURG AVE · MODESTO, CA 95350
2095498500
- Plans filed
- 2
- Years active
- 2016–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$1.3M
No prior year
Persons covered
336
No prior year
Total participants
169
No prior year
Plans filed
2
No prior year
Plans under this sponsor
2 plans
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.0M | 62.0% | |
| Dental | $138K | 8.3% | |
| Vision | $138K | 8.3% | |
| Other | $114K | 6.9% | |
| Short-term disability | $80K | 4.8% | |
| Life | $80K | 4.8% | |
| Long-term disability | $80K | 4.8% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 941340523 | H | $1.0M | 80.3% | 1 | 1 | 125 |
EIN 135123390 | DVLSTDLTDOth | $218K | 17.0% | 1 | 3 | 336 |
EIN 135581829 | Oth | $26K | 2.1% | 1 | 2 | 178 |
EIN 731016728 | Oth | $7K | 0.6% | 1 | 1 | 33 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| EVCO INSURANCE SERVICES INC | WALNUT CREEK, CA | METROPOLITAN LIFE INSURANCE COMPANY, NATIONAL GUARDIAN LIFE INSURANCE COMPANY, PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD, KAISER FOUNDATION HEALTH PLAN, INC., THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $82K | $1K | $83K | 86.0% | 1 |
| AMWINS | SANTA ANA, CA | METROPOLITAN LIFE INSURANCE COMPANY, NATIONAL GUARDIAN LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $13K | $616 | $14K | 14.0% | 1 |
| ROBERT WILLIAMS | SAN LORENZO, CA | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $39 | $0 | $39 | 0.0% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan