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Sponsor portfolioWelfare / HealthEIN 93-1073692

RAM ENTERPRISE, INC.

1225 WEST MAIN STREET · ELKO, NV 89801
7757383997
Plans filed
1
Years active
2015–2025
Industry
NAICS 32
Latest filing
2025
Total premiums (latest)
$302K
No prior year
Persons covered
254
No prior year
Total participants
209
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$302K
RAM ENTERPRISE WELFARE BENEFIT PLAN
Mixed254 covered·4 carriers
Primary: STANDARD INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$181K36.6%
Short-term disability$135K27.3%
Life$119K24.0%
Long-term disability$60K12.2%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
STANDARD INSURANCE COMPANY
EIN 930242990
LSTDLTDOth
$288K95.4%13254
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 570144607
LSTDOth
$12K3.9%1112
AFLAC
EIN 822723296
STDOth
$2K0.7%111
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
$00.0%11178

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
EDGEWOOD PARTNERS INSURANCE CENTERCONCORD, CASTANDARD INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$26K$0$26K96.5%1
COLONIAL LIFE & ACCIDENTCOLUMBIA, SCCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$780$0$7802.9%1
VARIOUS - SEE ATTACHEDCOLUMBUS, GAAFLAC$158$0$1580.6%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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