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Sponsor portfolioWelfare / HealthEIN 93-0940340

TOP NOTCH DISTRIBUTORS, INC.

417 ERIE STREET · HONESDALE, PA 18431
5702537620
Plans filed
2
Years active
2016–2025
Industry
NAICS 42
Latest filing
2025
Total premiums (latest)
$793K
No prior year
Persons covered
601
No prior year
Total participants
533
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$627K
TOP NOTCH DISTRIBUTORS, INC. GROUP MEDICAL PLAN
Self-funded222 covered·1 carrier
Primary: HM LIFE INSURANCE COMPANY
Plan #502$166K
TOP NOTCH DISTRIBUTORS, INC. GROUP INSURANCE PLAN
Fully insured379 covered·2 carriers
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Stop-loss$627K46.1%
Dental$142K10.4%
Life$142K10.4%
Short-term disability$142K10.4%
Long-term disability$142K10.4%
Other$142K10.4%
Vision$25K1.8%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
HM LIFE INSURANCE COMPANY
EIN 061041332
SL
$627K79.1%11222
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DLSTDLTDOth
$142K17.8%11313
BLUE CROSS OF CALIFORNIA
EIN 231294723
V
$25K3.1%11379

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
CUMMINGS FRASER & ASSOCIATES, LLCSCRANTON, PATHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$0$5K$5K100.0%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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