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Sponsor portfolioWelfare / HealthEIN 91-1748201

ACUMEN, LLC

500 AIRPORT BOULEVARD, SUITE 100 · BURLINGAME, CA 94010
6505588882
Plans filed
1
Years active
2015–2025
Industry
NAICS 54
Latest filing
2025
Total premiums (latest)
$5.4M
No prior year
Persons covered
544
No prior year
Total participants
547
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$5.4M
ACUMEN, LLC/THE SPHERE INSTITUTE EMPLOYEE BENEFIT PLAN
Fully insured544 covered·4 carriers
Primary: BLUE CROSS OF CALIFORNIA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$4.7M35.3%
Prescription drug$4.7M35.3%
Other$676K5.0%
Dental$653K4.9%
Vision$653K4.9%
Life$653K4.9%
Short-term disability$653K4.9%
Long-term disability$653K4.9%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 953760980
HRx
$3.8M70.6%11364
KAISER FOUNDATION HEALTH PLAN INC
EIN 941340523
HRx
$917K16.9%11124
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLSTDLTDOth
$653K12.0%11544
METROPOLITAN LIFE INSURANCE COMPANY
EIN 222342710
Oth
$24K0.4%11104

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
HEFFERNAN INSURANCE BROKERSWALNUT CREEK, CATHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, BLUE CROSS OF CALIFORNIA, METROPOLITAN GENERAL INSURANCE COMPANY, KAISER FOUNDATION HEALTH PLAN INC.$262K$8K$270K96.5%1
WATCHTOWER BENEFITS, LLCCHICAGO, ILTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$10K$0$10K3.5%1
MERCER HEALTH AND BENEFITS, LLCDES MOINES, IAMETROPOLITAN GENERAL INSURANCE COMPANY-$4$0-$4-0.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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