Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 90-0995958
PANORAMA EDUCATION, INC.
24 SCHOOL STREET, 2ND FLOOR · BOSTON, MA 02108
6173568123
- Plans filed
- 3
- Years active
- 2018–2025
- Industry
- NAICS 51
- Latest filing
- 2025
Total premiums (latest)
$4.3M
No prior year
Persons covered
560
No prior year
Total participants
295
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #501$4.3M
PANORAMA EDUCATION, INC. HEALTH AND WELFARE PLAN
Fully insured560 covered·2 carriers
Primary: BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.
Plan #504$3.3M
PANORAMA MEDICAL PLAN
Fully insured783 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.
Plan #502$586K
PANORAMA EDUCATION HEALTH & WELFARE PLAN
Fully insured771 covered·2 carriers
Primary: BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $4.1M | 24.6% | |
| Dental | $4.1M | 24.6% | |
| Vision | $4.1M | 24.6% | |
| Prescription drug | $4.1M | 24.6% | |
| Short-term disability | $111K | 0.7% | |
| Life | $47K | 0.3% | |
| Other | $47K | 0.3% | |
| Long-term disability | $40K | 0.2% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 041045815 | HRxDV | $4.1M | 95.4% | 1 | 1 | 560 |
EIN 930242990 | LSTDLTDOth | $197K | 4.6% | 1 | 3 | 278 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| SEQUOIA BENEFITS & INS SVCS LLC | SAN MATEO, CA | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., STANDARD INSURANCE COMPANY | $93K | $5K | $98K | 89.3% | 1 |
| GALLAGHER BENEFIT SERVICES, INC. | CHICAGO, IL | STANDARD INSURANCE COMPANY | $12K | $0 | $12K | 10.7% | 1 |
History & trajectory
8 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan