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Sponsor portfolioWelfare / HealthEIN 88-4270855
STEM, INC.
100 CALIFORNIA STREET · SAN FRANCISCO, CA 94111
8773747836
- Plans filed
- 1
- Years active
- 2023–2025
- Industry
- NAICS 54
- Latest filing
- 2025
Total premiums (latest)
$4.1M
No prior year
Persons covered
465
No prior year
Total participants
324
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $4.1M | 25.1% | |
| Health | $3.8M | 23.3% | |
| Dental | $3.8M | 23.3% | |
| Prescription drug | $3.8M | 23.3% | |
| Life | $258K | 1.6% | |
| Short-term disability | $258K | 1.6% | |
| Long-term disability | $258K | 1.6% | |
| Vision | $44K | 0.3% |
Carrier overview
7 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 953760980 | HRxDOth | $3.8M | 91.5% | 1 | 1 | 445 |
EIN 010278678 | LSTDLTDOth | $258K | 6.3% | 1 | 1 | 292 |
EIN 941632821 | V | $44K | 1.1% | 1 | 1 | 258 |
EIN 570514130 | Oth | $23K | 0.6% | 1 | 1 | 102 |
EIN 330052273 | Oth | $11K | 0.3% | 1 | 1 | 465 |
EIN 731016728 | Oth | $10K | 0.2% | 1 | 1 | 39 |
EIN 362149353 | Oth | $2K | 0.0% | 1 | 1 | 0 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC | SAN DIEGO, CA | AETNA BEHAVIORAL HEALTH, LLC, UNUM LIFE INSURANCE COMPANY OF AMERICA, CONTINENTAL AMERICAN INSURANCE COMPANY, FOUR EVER LIFE INSURANCE CO, BLUE CROSS OF CALIFORNIA | $254K | $25K | $278K | 100.0% | 1 |
History & trajectory
3 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan