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Sponsor portfolioWelfare / HealthEIN 88-0093826

TERRIBLE HERBST, INC.

5195 SOUTH LAS VEGAS BLVD. · LAS VEGAS, NV 89119
7027986400
Plans filed
2
Years active
2015–2025
Industry
NAICS 42
Latest filing
2025
Total premiums (latest)
$8.5M
No prior year
Persons covered
1,211
No prior year
Total participants
504
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #504$8.5M
TERRIBLE HERBST, INC. WELFARE BENEFIT PLAN
Fully insured1,211 covered·3 carriers
Primary: HEALTH PLAN OF NEVADA
Plan #503$3.1M
TERRIBLE HERBST OIL COMPANY
Mixed864 covered·3 carriers
Primary: HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$8.0M23.9%
Dental$8.0M23.9%
Vision$8.0M23.9%
Prescription drug$8.0M23.9%
Life$508K1.5%
Other$508K1.5%
Short-term disability$392K1.2%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UNITEDHEALTHCARE INSURANCE COMPANY
EIN 880201035
HRxDVLOth
$8.1M95.4%121,211
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
LSTDOth
$392K4.6%11504

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
WINSTON FINANCIAL SERVICESMANASQUAN, NJGUARDIAN$53K$0$53K59.2%1
BROWN & BROWN INSURANCE SERVICESLAS VEGAS, NVUNITEDHEALTHCARE INSURANCE COMPANY, GUARDIAN$23K$13K$36K40.8%1

History & trajectory

5 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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