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Sponsor portfolioWelfare / HealthEIN 87-3336625

GARWARE FULFLEX USA, INC.

d/b/a FULFLEX
32 JUSTIN HOLDEN DRIVE · BRATTLEBORO, VT 05301
8022575256
Plans filed
1
Years active
2022–2025
Industry
NAICS 32
Latest filing
2025
Total premiums (latest)
$789K
No prior year
Persons covered
107
No prior year
Total participants
107
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #502$789K
FULFLEX, A GARWARE FULFLEX USA INC COMPANY GROUP LIFE AND DISABILITY INSURANCE PLAN
Fully insured107 covered·7 carriers
Primary: BLUE CROSS AND BLUE SHIELD OF VERMONT

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$688K48.3%
Prescription drug$494K34.7%
Short-term disability$53K3.7%
Other$49K3.5%
Life$46K3.3%
Long-term disability$46K3.3%
Dental$40K2.8%
Vision$5K0.4%

Carrier overview

7 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 030277307
HRx
$494K62.6%1147
MVP HEALTH CARE
EIN 141640868
H
$193K24.5%1124
HARTFORD LIFE AND ACCIDENT
EIN 060838648
LSTDLTDOth
$46K5.9%11107
DELTA DENTAL OF CALIFORNIA
EIN 030219391
D
$40K5.1%1178
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 570144607
STD
$7K0.8%116
VISION SERVICE PLAN
EIN 061227840
V
$5K0.7%1148
INVEST EAP
EIN 122345678
Oth
$3K0.4%1185

Broker overview

6 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
THE RICHARDS GROUPBRATTLEBORO, VTDELTA DENTAL PLAN OF VERMONT, INC., HARTFORD LIFE AND ACCIDENT, COLONIAL LIFE & ACCIDENT INSURANCE COMPANY, VISION SERVICE PLAN$8K$0$8K91.5%1
COMBINED SERVICES LLCCONCORD, NHDELTA DENTAL PLAN OF VERMONT, INC.$377$0$3774.5%1
KRISTEN V LESSARDQUECHEE, VTCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$275$0$2753.3%1
GEORGE POURIAAMESBURY, MACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$84$0$841.0%1
BRIAN LESSARDQUECHEE, VTCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$35$0$350.4%1
MARSH & MCLENNAN AGENCY LLCBOSTON, MAHARTFORD LIFE AND ACCIDENT-$17-$41-$58-0.7%1

History & trajectory

3 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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