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Sponsor portfolioWelfare / HealthEIN 86-2353183
RAFIH AUTO GROUP
45441 DEQUINDRE ROAD · ROCHESTER HILLS, MI 48307
2489977437
- Plans filed
- 1
- Years active
- 2021–2025
- Industry
- NAICS 44
- Latest filing
- 2025
Total premiums (latest)
$2.5M
No prior year
Persons covered
392
No prior year
Total participants
188
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.2M | 45.6% | |
| Prescription drug | $2.2M | 45.6% | |
| Dental | $165K | 3.4% | |
| Other | $87K | 1.8% | |
| Life | $77K | 1.6% | |
| Short-term disability | $77K | 1.6% | |
| Vision | $21K | 0.4% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382069753 | HRx | $2.2M | 88.9% | 1 | 1 | 369 |
EIN 381791480 | D | $165K | 6.7% | 1 | 1 | 392 |
EIN 010278678 | LSTDOth | $87K | 3.5% | 1 | 2 | 188 |
EIN 470397286 | V | $21K | 0.8% | 1 | 1 | 320 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| DEAN E. AUSTIN | BLOOMFIELD HILLS, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN, UNUM INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA | $83K | $2K | $85K | 64.8% | 1 |
| AUSTIN FINANCIAL GROUP LLC | BLOOMFIELD HILLS, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN, DELTA DENTAL OF MICHIGAN, UNUM INSURANCE COMPANY, RENAISSANCE LIFE AND HEALTH INSURANCE COMPANY OF AMERICA, UNUM LIFE INSURANCE COMPANY OF AMERICA | $33K | $14K | $46K | 35.2% | 1 |
History & trajectory
5 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan