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Sponsor portfolioWelfare / HealthEIN 86-0252067

TERROS INC

3003 NORTH CENTRAL AVENUE · PHOENIX, AZ 85012
6026856000
Plans filed
1
Years active
2016–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$1.5M
No prior year
Persons covered
1,581
No prior year
Total participants
1,223
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.5M
TERROS, INC. EMPLOYEE BENEFITS PLAN
Mixed1,581 covered·7 carriers
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$788K20.8%
Vision$653K17.2%
Life$590K15.6%
Short-term disability$590K15.6%
Long-term disability$590K15.6%
Dental$580K15.3%

Carrier overview

6 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
LSTDLTDOth
$590K40.2%111,196
AMERITAS LIFE INSURANCE CORP.
EIN 470098400
DV
$555K37.9%111,581
SYMETRA LIFE INSURANCE COMPANY
EIN 910742147
Oth
$152K10.3%11449
METROPOLITAN LIFE INSURANCE COMPANY
EIN 222342710
VOth
$126K8.6%121,423
EMPLOYERS DENTAL SERVICES
EIN 860328922
D
$25K1.7%11287
CURALINC HEALTHCARE
EIN 331206383
Oth
$19K1.3%111,265

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSH & MCLENNAN AGENCY LLCSADDLE BROOK, NJMETROPOLITAN LIFE INSURANCE COMPANY, SYMETRA LIFE INSURANCE COMPANY, METROPOLITAN GENERAL INSURANCE COMPANY, AMERITAS LIFE INSURANCE CORPORATION$37K$10K$47K59.2%1
LOVITT AND TOUCHE, INC.BOSTON, MAMETROPOLITAN LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA$0$24K$24K30.0%1
BLUE CROSS BLUE SHIELD OF FLORIDAPHOENIX, AZSYMETRA LIFE INSURANCE COMPANY$0$8K$8K10.8%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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