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Sponsor portfolioWelfare / HealthEIN 85-4218816

TROVE FS LLC

d/b/a TROVE FS LLC
2777 SUMMER ST, SUITE 401 · STAMFORD, CT 06905
2037216241
Plans filed
2
Years active
2024–2025
Industry
NAICS 54
Latest filing
2025
Total premiums (latest)
$1.8M
No prior year
Persons covered
410
No prior year
Total participants
300
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$1.6M
TROVE MEDICAL PLAN
Fully insured140 covered·1 carrier
Primary: HORIZON HEALTHCARE SERVICES, INC.
Plan #502$253K
TROVE ANCILLARY PLAN
Fully insured270 covered·1 carrier
Primary: PRINCIPAL LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.4M44.9%
Dental$253K8.2%
Vision$253K8.2%
Life$253K8.2%
Short-term disability$253K8.2%
Long-term disability$253K8.2%
Other$253K8.2%
Prescription drug$173K5.6%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
HORIZON HEALTHCARE SERVICES, INC.
EIN 220999690
HRx
$1.6M86.0%12140
PRINCIPAL LIFE INSURANCE COMPANY
EIN 420127290
DVLSTDLTDOth
$253K14.0%11270

Broker overview

5 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
GALLAGHER BENEFIT SERVICES, INC.ROLLING MEADOWS, ILHORIZON HEALTHCARE SERVICES, INC.$35K$10K$46K41.6%1
GCG FINANCIAL LLCSOMERVILLE, NJPRINCIPAL LIFE INSURANCE COMPANY$17K$9K$26K23.6%1
PROFESSIONAL GROUP PLANS INCHAUPPAUGE, NYHORIZON HEALTHCARE SERVICES, INC., PRINCIPAL LIFE INSURANCE COMPANY$9K$6K$15K13.9%2
JAMES R NELLIGAN & ASSOCIATES LLCWALL TOWNSHIP, NJPRINCIPAL LIFE INSURANCE COMPANY$0$12K$12K11.3%1
SAVOY ASSOCIATESBERKELEY HEIGHTS, NJHORIZON HEALTHCARE SERVICES, INC.$8K$2K$11K9.5%1

History & trajectory

2 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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