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Sponsor portfolioWelfare / HealthEIN 84-3192702

TWIN DIAMOND OPERATOR, LLC

302 W SUPERIOR STREET · DULUTH, MN 55802
2186252317
Plans filed
1
Years active
2022–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$272K
No prior year
Persons covered
117
No prior year
Total participants
137
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$272K
TWIN DIAMOND OPERATOR, LLC HEALTH AND WELFARE BENEFITS PLAN
Fully insured117 covered·2 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$222K47.1%
Dental$50K10.6%
Vision$50K10.6%
Life$50K10.6%
Short-term disability$50K10.6%
Other$50K10.6%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
H
$222K81.6%1139
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLSTDOth
$50K18.4%11117

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSH & MCLENNAN AGENCY LLC—CIGNA HEALTH AND LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$17K$668$18K62.3%1
PROPEL INSURANCE AGENCY, LLC—CIGNA HEALTH AND LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$10K$0$10K34.1%1
GCG FINANCIAL LLC—THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$0$1K$1K3.6%1

History & trajectory

4 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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