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Sponsor portfolioWelfare / HealthEIN 84-1690934
TOOLSGROUP, INC
101 FEDERAL STREET · BOSTON, MA 02110
6172630080
- Plans filed
- 3
- Years active
- 2024–2025
- Industry
- NAICS 54
- Latest filing
- 2025
Total premiums (latest)
$1.7M
No prior year
Persons covered
169
No prior year
Total participants
77
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #501$1.8M
TOOLSGROUP, INC. HEALTH AND WELFARE BENEFIT PLAN
Fully insured225 covered·1 carrier
Primary: BLUECROSS BLUESHEILD OF MASSACHUSETTS, INC.
Plan #503$1.7M
TOOLSGROUP, INC. GROUP WRAP PLAN
Fully insured169 covered·3 carriers
Primary: BLUECROSS BLUESHEILD OF MASSACHUSETTS, INC.
Plan #502$77K
TOOLSGROUP, INC. LIFE AND DISABILITY PLAN
Fully insured99 covered·1 carrier
Primary: EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.6M | 31.7% | |
| Dental | $1.6M | 31.7% | |
| Vision | $1.6M | 31.7% | |
| Other | $75K | 1.5% | |
| Life | $57K | 1.1% | |
| Short-term disability | $57K | 1.1% | |
| Long-term disability | $57K | 1.1% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 041045815 | HDV | $1.6M | 95.6% | 1 | 1 | 169 |
EIN 860222062 | LSTDLTDOth | $57K | 3.3% | 1 | 1 | 71 |
EIN 135123390 | Oth | $19K | 1.1% | 1 | 1 | 24 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC | — | BLUECROSS BLUESHEILD OF MASSACHUSETTS, INC., THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $52K | $9K | $60K | 96.8% | 1 |
| INDIGO INSURANCE SERVICES | BOSTON, MA | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $0 | $2K | $2K | 3.9% | 1 |
| BULFINCH GROUP INSURANCE AGY | — | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $68 | $0 | $68 | 0.1% | 1 |
| CHRIS GUZEWICH | CHICAGO, IL | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | -$522 | $0 | -$522 | -0.8% | 1 |
History & trajectory
2 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan