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Sponsor portfolioWelfare / HealthEIN 84-0188017

WESTERRA CREDIT UNION

3700 EAST ALAMEDA AVENUE · DENVER, CO 80209
3033294501
Plans filed
1
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$1.1M
No prior year
Persons covered
301
No prior year
Total participants
303
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #510$1.1M
WESTERRA CREDIT UNION HEALTH AND WELFARE PLAN
Mixed301 covered·5 carriers
Primary: GRANULAR INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Stop-loss$694K47.6%
Dental$173K11.8%
Life$168K11.5%
Other$163K11.1%
Short-term disability$117K8.0%
Long-term disability$117K8.0%
Vision$27K1.8%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
GRANULAR INSURANCE COMPANY
EIN 953670351
SL
$694K62.7%11237
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
LSTDLTDOth
$213K19.3%14301
DELTA DENTAL OF CALIFORNIA
EIN 834416613
D
$173K15.6%11234
EYEMED VISION CARE
EIN 430949844
V
$27K2.4%12208

Broker overview

6 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
ALLIANT INSURANCE SERVICES, INC.SAN DIEGO, CAEYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS. CO., UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY, GRANULAR INSURANCE COMPANY, DELTA DENTAL OF COLORADO$68K$39K$108K75.5%1
VARNEY & COMPANY BENEFITS ADVISORSHOLLIDAYSBURG, PAEYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS. CO., UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY, GRANULAR INSURANCE COMPANY$26K$0$26K18.5%1
BENEFIT ADVISORS SERVICES GROUP LLCROCKVILLE, MDGRANULAR INSURANCE COMPANY$0$4K$4K2.5%1
STALWARD INSURANCE AGENCYPITTSBURGH, PAEYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS. CO.$3K$0$3K2.3%1
RINGMASTER INSURANCE AGENCY LLCHUDSON, OHGRANULAR INSURANCE COMPANY$0$1K$1K0.7%1
STALWART INSURANCE LLCPITTSBURGH, PADELTA DENTAL OF COLORADO, EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS. CO.$733$0$7330.5%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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