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Sponsor portfolioWelfare / HealthEIN 83-3581368
GUARDIAN RAIL, LLC
8940 LYRA DRIVE · COLUMBUS, OH 43240
4195620740
- Plans filed
- 4
- Years active
- 2021–2025
- Industry
- NAICS 48
- Latest filing
- 2025
Total premiums (latest)
$873K
No prior year
Persons covered
696
No prior year
Total participants
696
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #501$873K
GUARDIAN RAIL EMPLOYEE BENEFITS
Mixed696 covered·1 carrier
Primary: LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #502$644K
CATHCART RAIL, LLC
Fully insured173 covered·1 carrier
Primary: UNITEDHEALTHCARE INSURANCE COMPANY
Plan #503$8K
CATHCART RAIL
Fully insured118 covered·1 carrier
Primary: VISION SERVICE PLAN
Plan #504$3K
CATHCART RAIL
Fully insured147 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $873K | 28.2% | |
| Life | $478K | 15.4% | |
| Short-term disability | $478K | 15.4% | |
| Long-term disability | $478K | 15.4% | |
| Dental | $395K | 12.7% | |
| Vision | $395K | 12.7% |
Carrier overview
1 carrier · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 350472300 | DVLSTDLTDOth | $873K | 100.0% | 1 | 2 | 696 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC | VIRGINIA BEACH, VA | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, LINCOLN NATIONAL LIFE INSURANCE COMPANY | $74K | $71K | $145K | 97.9% | 1 |
| PREPARE BENEFITS, LLC | ORLANDO, FL | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $3K | $3K | 2.1% | 1 |
History & trajectory
5 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan