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Sponsor portfolioWelfare / HealthEIN 83-3209823

EMPIRE HOME LOANS, INC.

4401 HAZEL AVENUE, STE. 135 · FAIR OAKS, CA 95628
9167151974
Plans filed
1
Years active
2025–2026
Industry
NAICS 53
Latest filing
2026
Total premiums (latest)
$727K
No prior year
Persons covered
165
No prior year
Total participants
163
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$727K
EMPIRE HOME LOANS, INC. WRAP BENEFIT PLAN
Mixed165 covered·3 carriers
Primary: CALIFORNIA CHOICE

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$673K91.6%
Dental$45K6.1%
Life$8K1.1%
Other$8K1.1%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CALIFORNIA CHOICE
EIN 987655321
H
$673K92.7%1135
DELTA DENTAL OF CALIFORNIA
EIN 941461312
D
$45K6.2%1185
UNITED OF OMAHA LIFE INSURANCE COMPANY
EIN 470322111
LOth
$8K1.2%11165

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
GALLAGHER BENEFIT SERVICES, INC.—CALIFORNIA CHOICE, UNITED OF OMAHA LIFE INSURANCE COMPANY, DELTA DENTAL OF CALIFORNIA$39K$578$40K71.1%1
REUBEN WARNER ASSOCIATES, INC.—CALIFORNIA CHOICE$16K$0$16K28.9%1

History & trajectory

2 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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