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Sponsor portfolioWelfare / HealthEIN 83-2288669
OUTER BANKS CAPITAL, INC.
d/b/a WESTWARD360
1464 WEST WEBSTER AVENUE · CHICAGO, IL 60614
7735720908
- Plans filed
- 2
- Years active
- 2022–2024
- Industry
- NAICS 53
- Latest filing
- 2024
Total premiums (latest)
$1.3M
No prior year
Persons covered
370
No prior year
Total participants
170
No prior year
Plans filed
2
No prior year
Plans under this sponsor
2 plans
Plan #501$1.3M
OUTER BANKS DBA WESTWARD360 HEALTH AND WELFARE PLAN
Fully insured180 covered·4 carriers
Primary: BLUE CROSS BLUE SHIELD OF ILLINOIS
Plan #502$0
OUTER BANKS CAPITAL, INC. 502 ACCIDENT, LIFE, SHORT TERM, AND LONG TERM INSURANCE
Fully insured190 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.2M | 31.0% | |
| Dental | $1.2M | 31.0% | |
| Prescription drug | $1.2M | 31.0% | |
| Other | $78K | 2.0% | |
| Life | $62K | 1.6% | |
| Short-term disability | $62K | 1.6% | |
| Long-term disability | $62K | 1.6% | |
| Vision | $16K | 0.4% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 361236610 | HRxD | $1.2M | 92.9% | 1 | 1 | 180 |
EIN 010278678 | LSTDLTDOth | $78K | 5.9% | 2 | 3 | 360 |
EIN 362598882 | V | $16K | 1.2% | 1 | 1 | 132 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| BALDWIN KRYSTYN SHERMAN PARTNERS | CHICAGO, IL | BLUE CROSS BLUE SHIELD OF ILLINOIS | $51K | $0 | $51K | 81.3% | 1 |
| THE BALDWIN GROUP WEST LLC | DEERFIELD, IL | UNUM INSURANCE COMPANY, DEARBORN LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $0 | $11K | 17.4% | 1 |
| RESOURCE BROKERAGE LLC | SCHAUMBURG, IL | DEARBORN LIFE INSURANCE COMPANY | $0 | $815 | $815 | 1.3% | 1 |
History & trajectory
3 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan