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Sponsor portfolioWelfare / HealthEIN 83-0826814

THEORIA MEDICAL PLLC

41800 W 11 MILE ROAD · NOVI, MI 48375
2486601220
Plans filed
2
Years active
2023–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$2.7M
No prior year
Persons covered
763
No prior year
Total participants
486
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$2.7M
HEALTH PLAN
Fully insured483 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF MICHIGAN
Plan #502$12K
LIFE INSURANCE
Fully insured280 covered·1 carrier
Primary: DEARBORN LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$2.7M24.9%
Dental$2.7M24.9%
Vision$2.7M24.9%
Prescription drug$2.7M24.9%
Life$12K0.1%
Other$12K0.1%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 382069753
HRxDV
$2.7M99.6%11483
DEARBORN LIFE INSURANCE COMPANY
EIN 362598882
LOth
$12K0.4%11280

Broker overview

4 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
KEVIN MCDANIELST LOUIS, MOBLUE CROSS BLUE SHIELD OF MICHIGAN$50K$0$50K57.1%1
CHRIS CHENGROCHESTER, NYBLUE CROSS BLUE SHIELD OF MICHIGAN$35K$0$35K39.5%1
PAYCHEX INSURANCE AGENCY, INC.ROCHESTER, NYBLUE CROSS BLUE SHIELD OF MICHIGAN, DEARBORN LIFE INSURANCE COMPANY$980$1K$2K2.8%2
LOCKTON COMPANIES, LLCDALLAS, TXDEARBORN LIFE INSURANCE COMPANY$493$0$4930.6%1

History & trajectory

3 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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