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Sponsor portfolioWelfare / HealthEIN 83-0805374

APPLE MONTESSORI SCHOOLS, LLC

25 NEVINS ROAD · WAYNE, NJ 07470
9732836400
Plans filed
1
Years active
2019–2025
Industry
NAICS 61
Latest filing
2025
Total premiums (latest)
$1.3M
No prior year
Persons covered
458
No prior year
Total participants
473
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.3M
APPLE MONTESSORI SCHOOLS, LLC WELFARE BENEFIT PLAN
Fully insured458 covered·2 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.2M72.9%
Dental$76K4.7%
Vision$73K4.5%
Life$73K4.5%
Short-term disability$73K4.5%
Long-term disability$73K4.5%
Other$73K4.5%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
HD
$1.3M94.5%12174
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
VLSTDLTDOth
$73K5.5%11458

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
HAUSER INCCINCINNATI, OHTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, CIGNA HEALTH AND LIFE INSURANCE COMPANY$17K$63K$80K96.2%1
CENTRO BENEFITS RESEARCH LLCKIRKWOOD, MOTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$3K$0$3K3.8%1

History & trajectory

7 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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