PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. LOWER HOLDING COMPANY

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 82-3231643

LOWER HOLDING COMPANY

7775 WALTON PARKWAY · NEW ALBANY, OH 43054
6148592917
Plans filed
1
Years active
2023–2026
Industry
NAICS 52
Latest filing
2026
Total premiums (latest)
$1.2M
No prior year
Persons covered
1,545
No prior year
Total participants
819
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.2M
LOWER HOLDING COMPANY HEALTH AND WELFARE PLAN
Fully insured1,545 covered·5 carriers
Primary: DELTA DENTAL OF OHIO

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Dental$559K30.5%
Other$468K25.5%
Life$364K19.9%
Long-term disability$157K8.5%
Short-term disability$106K5.8%
Health$104K5.6%
Vision$76K4.1%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 042381280
HLSTDLTDOth
$573K47.5%151,089
DELTA DENTAL OF CALIFORNIA
EIN 751233841
D
$559K46.3%121,545
EYEMED VISION CARE
EIN 430949844
V
$76K6.3%111,462

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
CHERRY CREEK BENEFITSENGLEWOOD, COFIDELITY SECURITY LIFE INSURANCE CO (EYEMED VISION CARE), UNUM INSURANCE COMPANY, DENTEGRA INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, DELTA DENTAL OF OHIO$171K$6K$176K99.3%1
USI INSURANCE SERVICES LLCCLEVELAND, OHUNUM INSURANCE COMPANY$1K$218$1K0.7%1
ASSUREX GLOBAL CORPORATIONDUBLIN, OHUNUM INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA$0$0$00.0%1

History & trajectory

4 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica