PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. ALTO USA, LLC

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 82-2907145

ALTO USA, LLC

1101 BRICKELL AVENUE · MIAMI, FL 33131
3054094993
Plans filed
1
Years active
2024–2025
Industry
NAICS 54
Latest filing
2025
Total premiums (latest)
$1.0M
No prior year
Persons covered
141
No prior year
Total participants
153
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.0M
ALTO USA, LLC WELFARE BENEFIT PLAN
Fully insured141 covered·4 carriers
Primary: BLUE CROSS BLUE SHIELD OF FLORIDA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$901K79.0%
Dental$62K5.5%
Life$41K3.6%
Short-term disability$41K3.6%
Long-term disability$41K3.6%
Other$41K3.6%
Vision$15K1.3%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 592015694
HV
$916K89.9%12122
COMBINED INSURANCE COMPANY OF AMERICA
EIN 592876465
D
$62K6.1%11125
METROPOLITAN LIFE INSURANCE COMPANY
EIN 135581829
LSTDLTDOth
$41K4.0%11141

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
INSURANCE CONSULTANTS OF CENTRAL FLWINTER PARK, FLFLORIDA COMBINED LIFE, BLUE CROSS BLUE SHIELD OF FLORIDA, BLUECROSS BLUE SHIELD OF FLORIDA$40K$0$40K87.9%1
HILB GROUP OF NEW ENGLANDHUNT VALLEY, MDMETROPOLITAN LIFE INSURANCE COMPANY$6K$0$6K12.1%1

History & trajectory

2 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica