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Sponsor portfolioWelfare / HealthEIN 82-1582174

INNOVATIVE DISCOVERY EMPLOYMENT

1700 NORTH MOORE STREET · ARLINGTON, VT 22209
2129332275
Plans filed
4
Years active
2020–2025
Industry
NAICS 54
Latest filing
2025
Total premiums (latest)
$3.1M
No prior year
Persons covered
619
No prior year
Total participants
431
No prior year
Plans filed
4
No prior year

Plans under this sponsor

4 plans
Plan #501$2.8M
INNOVATIVE DISCOVERY EMPLOYMENT MEDICAL PLAN
Fully insured353 covered·1 carrier
Primary: CAREFIRST BLUECHOICE, INC.
Plan #502$362K
INNOVATIVE DISCOVERY EMPLOYMENT MEDICAL PLAN
Mixed266 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #504$15K
INNOVATIVE DISCOVERY EMPLOYMENT VISION PLAN
Fully insured82 covered·1 carrier
Primary: VISION SERVICE PLAN
Plan #503$0
INNOVATIVE DISCOVERY EMPLOYMENT DENTAL PLAN
Fully insured209 covered·1 carrier
Primary: DELTA DENTAL OF VIRGINIA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$2.8M36.0%
Prescription drug$2.8M36.0%
Dental$362K4.7%
Vision$362K4.7%
Life$362K4.7%
Short-term disability$362K4.7%
Long-term disability$362K4.7%
Other$362K4.7%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 521358219
HRx
$2.8M88.5%11353
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLSTDLTDOth
$362K11.5%11266

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
HUB INTERNATIONAL MIDWEST LIMITEDHAUPPAUGE, NYCAREFIRST BLUECHOICE, INC., THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$42K$145K$187K93.8%2
AMWINSHUNT VALLEY, MDCAREFIRST BLUECHOICE, INC.$0$12K$12K6.2%1

History & trajectory

6 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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