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Sponsor portfolioWelfare / HealthEIN 82-0930868

W. GARDNER, LLC

4929 ATLANTIC BLVD · JACKSONVILLE, FL 32207
9048012121
Plans filed
1
Years active
2021–2025
Industry
NAICS 23
Latest filing
2025
Total premiums (latest)
$1.0M
No prior year
Persons covered
144
No prior year
Total participants
144
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.0M
W. GARDNER, LLC WELFARE BENEFIT PLAN
Fully insured144 covered·4 carriers
Primary: HEALTH OPTIONS, INC.

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$900K36.6%
Prescription drug$900K36.6%
Other$120K4.9%
Life$115K4.7%
Dental$105K4.3%
Vision$105K4.3%
Short-term disability$105K4.3%
Long-term disability$105K4.3%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UPMC HEALTH OPTIONS
EIN 592403696
HRx
$490K48.1%1153
BLUE CROSS OF CALIFORNIA
EIN 592015694
HRx
$410K40.2%1135
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLSTDLTDOth
$105K10.3%11109
USABLE LIFE
EIN 710505232
LOth
$15K1.5%12144

Broker overview

5 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
BALDWIN KRYSTYN SHERMAN PARTNERSTAMPA, FLHEALTH OPTIONS, INC., BLUE CROSS BLUE SHIELD OF FLORIDA, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, USABLE LIFE$58K$3K$61K95.6%1
WATCHTOWER BENEFITS, LLCCHICAGO, ILTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$2K$0$2K2.6%1
THE BALDWIN GROUP WEST LLCTAMPA, FLUSABLE LIFE$886$0$8861.4%1
DAVIS ALLEN AGENCY INC—THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$122$0$1220.2%1
NORTH AMERICAN BENEFITS COMPANY—THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$119$0$1190.2%1

History & trajectory

4 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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