Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 82-0796581
VRC COMPANIES LLC WELFARE PLAN
5384 POPLAR AVE STE 500 · MEMPHIS, TN 38119
9016851177
- Plans filed
- 9
- Years active
- 2018–2025
- Industry
- NAICS 49
- Latest filing
- 2025
Total premiums (latest)
$2.5M
No prior year
Persons covered
1,878
No prior year
Total participants
2,047
No prior year
Plans filed
9
No prior year
Plans under this sponsor
9 plans
Plan #501$2.5M
VRC COMPANIES LLC HEALTH & ANCILLARY BENEFITS PLAN
Fully insured1,878 covered·3 carriers
Primary: COMPANION LIFE
Plan #509$1.5M
VRC COMPANIES LLC HEALTH & ANCILLARY BENEFITS PLAN
Fully insured1,698 covered·3 carriers
Primary: NATIONWIDE LIFE INSURANCE COMPANY
Plan #507$109K
VRC COMPANIES LLC HEALTH & ANCILLARY BENEFITS PLAN
Mixed655 covered·1 carrier
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #508$0
VRC COMPANIES LLC HEALTH & ANCILLARY BENEFITS PLAN
Mixed0 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #502$0
VRC COMPANIES LLC HEALTH & ANCILLARY BENEFITS PLAN
Fully insured0 covered·1 carrier
Primary: USABLE LIFE
Plan #503$0
VRC COMPANIES LLC HEALTH & ANCILLARY BENEFITS PLAN
Fully insured0 covered·1 carrier
Primary: USABLE LIFE
Plan #504$0
VRC COMPANIES LLC HEALTH & ANCILLARY BENEFITS PLAN
Fully insured0 covered·1 carrier
Primary: USABLE LIFE
Plan #505$0
VRC COMPANIES LLC HEALTH & ANCILLARY BENEFITS PLAN
Fully insured0 covered·1 carrier
Primary: USABLE LIFE
Plan #506$0
VRC COMPANIES LLC HEALTH & ANCILLARY BENEFITS PLAN
Fully insured0 covered·1 carrier
Primary: USABLE LIFE
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Stop-loss | $652K | 19.6% | |
| Dental | $577K | 17.4% | |
| Vision | $577K | 17.4% | |
| Health | $459K | 13.8% | |
| Life | $328K | 9.9% | |
| Short-term disability | $269K | 8.1% | |
| Long-term disability | $269K | 8.1% | |
| Other | $194K | 5.8% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 135581829 | DVSTDLTDOth | $1.0M | 41.9% | 1 | 4 | 1,774 |
EIN 570523959 | LSL | $980K | 39.6% | 1 | 2 | 1,878 |
EIN 620427913 | H | $459K | 18.5% | 1 | 1 | 1,511 |
Broker overview
5 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC | CHARLOTTE, NC | METROPOLITAN LIFE INSURANCE COMPANY, COMPANION LIFE | $134K | $10K | $145K | 46.9% | 1 |
| GIS BENEFITS INC | MORRIS, IL | METROPOLITAN LIFE INSURANCE COMPANY, COMPANION LIFE | $76K | $11K | $86K | 28.0% | 1 |
| MARSH & MCLENNAN AGENCY LLC | CHARLOTTE, NC | METROPOLITAN LIFE INSURANCE COMPANY, COMPANION LIFE | $66K | $4K | $70K | 22.6% | 1 |
| PAUL BARCROFT | MEMPHIS, TN | BLUE CROSS BLUE SHIELD | $7K | $0 | $7K | 2.1% | 1 |
| VRC | MEMPHIS, TN | COMPANION LIFE | $1K | $0 | $1K | 0.4% | 1 |
History & trajectory
8 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan