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Sponsor portfolioWelfare / HealthEIN 81-5141790

CST BUYER COMPANY

d/b/a MINDR
12421 MEREDITH DRIVE · URBANDALE, IA 50323
5156015249
Plans filed
1
Years active
2019–2025
Industry
NAICS 33
Latest filing
2025
Total premiums (latest)
$2.1M
No prior year
Persons covered
1,747
No prior year
Total participants
714
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #502$2.1M
CST BUYER COMPANY WRAP PLAN
Fully insured1,747 covered·3 carriers
Primary: UNITEDHEALTHCARE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$2.1M14.5%
Health$2.1M14.2%
Dental$2.1M14.2%
Vision$2.1M14.2%
Life$2.1M14.2%
Short-term disability$2.1M14.2%
Long-term disability$2.1M14.2%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UNITEDHEALTHCARE INSURANCE COMPANY
EIN 362739571
HDVLSTDLTDOth
$2.1M98.0%111,747
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
Oth
$34K1.6%11299
ARAG INSURANCE COMPANY
EIN 421338303
Oth
$7K0.3%11212

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSH & MCLENNAN AGENCY LLCSCHAUMBURG, ILUNITEDHEALTHCARE INSURANCE COMPANY, ARAG INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$47K$297$47K89.8%1
IBENEFIT COMMUNICATION LLCCHARLOTTE, NCTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$5K$0$5K10.2%1

History & trajectory

7 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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