PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. SPOTON TRANSACT, LLC

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 81-4929872

SPOTON TRANSACT, LLC

100 CALIFORNIA STREET, 9TH FLOOR · SAN FRANCISCO, CA 94111
8778144102
Plans filed
1
Years active
2019–2025
Industry
NAICS 54
Latest filing
2025
Total premiums (latest)
$11.9M
No prior year
Persons covered
2,826
No prior year
Total participants
1,050
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$11.9M
SPOTON EMPLOYEE HEALTH AND WELFARE BENEFITS PLAN
Fully insured2,826 covered·4 carriers
Primary: UNITEDHEALTHCARE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$10.6M53.5%
Dental$1.3M6.8%
Vision$1.3M6.8%
Life$1.3M6.8%
Short-term disability$1.3M6.8%
Long-term disability$1.3M6.8%
Other$1.3M6.8%
Prescription drug$1.1M5.7%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UNITEDHEALTHCARE INSURANCE COMPANY
EIN 362739571
H
$9.4M79.0%112,826
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLSTDLTDOth
$1.3M11.3%111,050
KAISER FOUNDATION HEALTH PLAN INC
EIN 941340523
HRx
$1.1M9.4%11140
HAWAII MEDICAL SERVICE ASSOCIATION
EIN 990040115
H
$43K0.4%115

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
GALLAGHER BENEFIT SERVICES, INC.DALLAS, TXTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$10K$41K$51K100.0%1

History & trajectory

7 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica