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Sponsor portfolioWelfare / HealthEIN 81-4302917

STO BUILDING GROUP INC.

330 WEST 34TH STREET · NEW YORK, NY 10001
2124816100
Plans filed
4
Years active
2020–2025
Industry
NAICS 23
Latest filing
2025
Total premiums (latest)
$12.3M
No prior year
Persons covered
7,726
No prior year
Total participants
8,598
No prior year
Plans filed
4
No prior year

Plans under this sponsor

4 plans
Plan #501$12.3M
STRUCTURE TONE WELFARE BENEFITS PLAN
Fully insured7,726 covered·6 carriers
Primary: SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.)
Plan #503$837K
STRUCTURE TONE GROUP DISABILITY PLAN
Fully insured1,443 covered·2 carriers
Primary: NEW YORK LIFE GROUP INSURANCE COMPANY OF NY
Plan #502$68K
STRUCTURE TONE ACCIDENTAL DEATH AND DISMEMBERMENT PLAN
Fully insured5,463 covered·1 carrier
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #505$0
STRUCTURE TONE GROUP CAFETERIA PLAN
Self-funded0 covered·0 carriers

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$4.3M20.7%
Life$4.3M20.7%
Long-term disability$4.3M20.7%
Dental$3.9M18.6%
Health$3.5M16.9%
Vision$515K2.5%

Carrier overview

6 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
SUN LIFE ASSURANCE COMPANY OF CANADA
EIN 060893662
LLTDOth
$4.3M35.2%114,178
METROPOLITAN LIFE INSURANCE COMPANY
EIN 135581829
D
$3.9M31.8%117,726
KAISER FOUNDATION HEALTH PLAN INC
EIN 941340523
H
$2.7M21.9%12204
HAWAII MEDICAL SERVICE ASSOCIATION
EIN 990040115
H
$849K6.9%11109
UNITEDHEALTHCARE INSURANCE COMPANY
EIN 362739571
V
$515K4.2%114,568
NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA
EIN 250687550
Oth
$7K0.1%114,166

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
WILLIS TOWERS WATSON US LLCNEW YORK, NYMETROPOLITAN LIFE INSURANCE COMPANY, SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.), NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA$2K$110K$112K100.0%1

History & trajectory

6 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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