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Sponsor portfolioWelfare / HealthEIN 81-2131297

CORNERSTONE MEDICAL GROUP

43900 GARFIELD ROAD SUITE 220 · CLINTON TOWNSHIP, MI 48038
5864218701
Plans filed
1
Years active
2017–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$4.7M
No prior year
Persons covered
351
No prior year
Total participants
1,324
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$4.7M
CORNERSTONE MEDICAL GROUP WELFARE BENEFIT PLAN
Fully insured351 covered·5 carriers
Primary: BLUE CROSS BLUE SHIELD OF MICHIGAN

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$3.9M39.1%
Prescription drug$3.9M39.1%
Other$499K5.0%
Life$409K4.1%
Short-term disability$409K4.1%
Long-term disability$409K4.1%
Dental$229K2.3%
Vision$229K2.3%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 382069753
HRx
$2.3M49.2%11290
BLUE CARE NETWORK OF MICHIGAN
EIN 382359234
HRx
$1.6M35.2%11288
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
LSTDLTDOth
$499K10.7%12351
STARMOUNT LIFE INSURANCE COMPANY
EIN 720977315
DV
$229K4.9%11255

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
PAUL M SNIDERFARMINGTON HILLS, MIBLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN$120K$0$120K73.3%1
NFP INSURANCE SERVICES INCSOUTHFIELD, MIBLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN, STARMOUNT LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM LIFE INSURANCE COMPANY OF AMERICA (2)$35K$9K$44K26.7%1

History & trajectory

9 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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