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Sponsor portfolioWelfare / HealthEIN 81-0247124
VALLEY FINANCIAL CREDIT UNION
207 N 28TH ST · BILLINGS, MT 59101
4066569100
- Plans filed
- 1
- Years active
- 2024–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$1.2M
No prior year
Persons covered
235
No prior year
Total participants
141
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $979K | 42.6% | |
| Prescription drug | $979K | 42.6% | |
| Dental | $111K | 4.8% | |
| Vision | $111K | 4.8% | |
| Life | $40K | 1.7% | |
| Other | $40K | 1.7% | |
| Short-term disability | $21K | 0.9% | |
| Long-term disability | $18K | 0.8% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 361236610 | HRx | $979K | 83.7% | 1 | 1 | 141 |
EIN 135581829 | DV | $111K | 9.5% | 1 | 1 | 235 |
EIN 470322111 | LSTDLTDOth | $79K | 6.8% | 1 | 4 | 121 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MIRIAM AVERY INSURANCE AGENCY | BILLING, MT | UNITED OF OMAHA LIFE INSURANCE COMPANY, BLUE CROSS BLUE SHIELD, METROPOLITAN LIFE INSURANCE COMPANY | $57K | $0 | $57K | 100.0% | 1 |
History & trajectory
2 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan