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Sponsor portfolioWelfare / HealthEIN 81-0243702
3 RIVERS TELEPHONE COOPERATIVE, INC.
PO BOX 429 · FAIRFIELD, MT 59436
4064672535
- Plans filed
- 2
- Years active
- 2015–2025
- Industry
- NAICS 51
- Latest filing
- 2025
Total premiums (latest)
$927K
No prior year
Persons covered
358
No prior year
Total participants
181
No prior year
Plans filed
2
No prior year
Plans under this sponsor
2 plans
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Stop-loss | $637K | 48.5% | |
| Life | $214K | 16.3% | |
| Short-term disability | $194K | 14.7% | |
| Long-term disability | $194K | 14.7% | |
| Other | $76K | 5.8% |
Carrier overview
6 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 351817054 | SL | $637K | 68.7% | 1 | 1 | 170 |
EIN 420127290 | LSTDLTD | $214K | 23.1% | 1 | 2 | 358 |
EIN 916027719 | Oth | $52K | 5.6% | 1 | 2 | 106 |
EIN 381843471 | Oth | $18K | 1.9% | 1 | 1 | 60 |
EIN 810573161 | Oth | $4K | 0.4% | 1 | 1 | 145 |
EIN 060383750 | Oth | $3K | 0.3% | 1 | 1 | 162 |
Broker overview
5 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| INTERMOUNTAIN INSURANCE SERVICES | MISSOULA, MT | TOKIO MARINE HCC A&H GROUP | $0 | $25K | $25K | 52.7% | 1 |
| UNICO GROUP INC | LINCOLN, NE | PRINCIPAL LIFE INSURANCE COMPANY, HARTFORD FIRE INSURANCE COMPANY | $14K | $4K | $18K | 37.5% | 1 |
| CES INSURANCE, INC | WALTHAM, MA | GENWORTH LIFE INSURANCE COMPANY | $3K | $0 | $3K | 6.1% | 1 |
| LINCOLN CAPITAL SOLUTIONS, LLC | LINCOLN, NE | ASSURITY LIFE INSURANCE COMPANY | $2K | $0 | $2K | 3.8% | 1 |
| MOLLY MABRY SCHOLL | LINCOLN, NE | ASSURITY LIFE INSURANCE COMPANY | $7 | $0 | $7 | 0.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan