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Sponsor portfolioWelfare / HealthEIN 77-0465196

HARBOR FREIGHT TOOLS USA, INC.

26677 AGOURA ROAD · CALABASAS, CA 91302
8779990391
Plans filed
1
Years active
2018–2025
Industry
NAICS 45
Latest filing
2025
Total premiums (latest)
$37.5M
No prior year
Persons covered
25,932
No prior year
Total participants
35,238
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$37.5M
HARBOR FREIGHT TOOLS EMPLOYEE WELFARE PLAN
Fully insured25,932 covered·17 carriers
Primary: CONTINENTAL AMERICAN INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$19.0M20.0%
Prescription drug$19.0M20.0%
Other$18.2M19.1%
Life$12.7M13.3%
Short-term disability$12.7M13.3%
Long-term disability$12.2M12.8%
Dental$770K0.8%
Vision$424K0.4%

Carrier overview

11 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
AFLAC
EIN 570514130
LSTDLTDOth
$11.9M31.7%1117,445
KAISER FOUNDATION HEALTH PLAN INC
EIN 930798039
HRx
$9.1M24.3%161,138
BLUE CROSS OF CALIFORNIA
EIN 953760980
HRx
$9.1M24.3%11915
RELIASTAR LIFE INSURANCE COMPANY
EIN 410451140
Oth
$4.7M12.6%1113,135
NATIONWIDE LIFE INSURANCE COMPANY
EIN 314156830
HRxLSTDOth
$779K2.1%111,050
ARAG INSURANCE COMPANY
EIN 421338303
Oth
$553K1.5%114,416
AMERITAS LIFE INSURANCE CORP.
EIN 470098400
DV
$424K1.1%111,069
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
HRxD
$364K1.0%122,267
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 620331200
LTD
$311K0.8%11114
CURALINC HEALTHCARE
EIN 331206383
Oth
$221K0.6%1125,932
UNITED STATES FIRE INSURANCE COMPANY
EIN 222868548
Oth
$29K0.1%111,050

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
HUB INTERNATIONAL MIDWEST LIMITEDDENVER, COCONTINENTAL AMERICAN INSURANCE COMPANY, AMERITAS, CRUM & FORSTER, NATIONWIDE, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY$1.6M$493K$2.1M91.8%1
ALIGHT SOLUTIONSLINCOLNSHIRE, ILRELIASTAR LIFE INSURANCE COMPANY$0$188K$188K8.2%1

History & trajectory

8 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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